MetroVan Independent News June 2015 | Page 10

10 MetroVanIndependent.com June 2015 Feature Are you investing or gambling? By Allen Espejo Have you read the parable of the talents? It's a story about a rich man who entrusted three of his men to handle his talents. He gave five talents to the first one, who immediately traded them and gained five more. The second one was given two talents and in the same manner doubled the talents. In this parable, I always wondered how they were able to double their investment in a very fast way. Did they invest or did they gamble? Other than gambling, stock market is one of the most popular ways to double your money fast. Since I'm at it, let me ask you this question, is trading stocks gambling? During the 2008 crisis, a lot of people got their stock market investments nearly wiped out, including myself. People were withdrawing their money and who wouldn't? Warren Buffet said, "Be fearful when others are greedy and greedy only when others are fearful." This is not easy to comprehend especially when you see your life savings being wiped out. I'm glad I trusted Mr. Buffet’s wisdom because today, I have more than quadrupled the portfolio I kept. Having said this, are stocks the best paper asset in the world? Among all paper assets (stocks and shares, bonds, currency and cash), the stock market is known as the fastest way of growing your money. On the contrary, it is also the fastest way of losing money. If you know well how it works, investing in stock market is not gambling. When you invest in stocks, you own a share of common stock in a company. In layman's term, you own the company. It entitles you to a claim a fraction of the profits that the company generates. Gambling, is taking money from a loser and giving it to a winner. You don’t have to learn much what you are betting in too, you just take your chance. No value is ever created. Investing in stocks is not for everyone. You have to have a very high risk tolerance because of its volatility. The first time I invested in the stock market, I lost all my money. It was painful. Remember, knowing s