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Expand your benefits, not your budget Every employee is different. Now, MMA members have new Supplemental Term Life insurance options from MetLife that give employees access to the coverage they need. It’s employee-paid, which means you add valued coverage to your benefits program — conveniently and at group rates — at no additional out-of-pocket cost to you.Even better, Supplemental Life comes with MetLife Advantages SM , such as an Accelerated Benefits Option1 and Will Preparation Services,2 to help enhance benefits appreciation and improve productivity. Add the right solutions and balance cost concerns with confidence. Contact your broker or MetLife to learn more about MetLife benefits for MMA members. Call Tracie Brown, MMA Account Executive | 248-743-4630 | [email protected] Dental | Vision | Life | Short Term Disability | Long Term Disability 1 Will Preparation Services are offered by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters. 2 The Accelerated Benefits Option is subject to state availability and regulation. The accelerated life insurance benefits offered under your certificate are intended to qualify for favorable federal tax treatment. If the accelerated benefits qualify for favorable tax treatment, the benefits will be excludable from your income and not subject to federal taxation. This information was written as a supplement to the marketing of life insurance products. Tax law relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family. In collaboration with SM Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 L0217491212(exp0318)(MI) © 2018 MetLife Services and Solutions, LLC