May/June 2020 | Page 29

A Planning Guide for the Successful Retirement of Dentists HIPAA Can Affect Your Sale HIPAA has always been a problem creator, but more so now with the Omnibus ACT. As a seller, there are three different types of HIPAA agreements you might have to have. These are: 1 the Business Associate Agreement, which may or may not be required between you and a practice broker 2 a Business Associate Subcontractor Agreement, which may or may not be involved if you utilize a broker. 3 a Non-Disclosure Agreement between you as the seller and a prospective purchaser. Whether you use a practice broker or not, you MUST have this confidentiality agreement in place. The rules of HIPAA are voluminous and often very confusing and vague. Just keep in mind you must pay close attention to HIPAA rules and regulations in the sale or purchase of a practice. Not doing so can result in fines of up to $5M! I’ve Sold My Practice. Now What? Congratulations! You sold you practice, realized a great financial outcome, and are ready to start the next chapter of your life. Or are you ready? Not having a plan in place describing exactly what you want your retirement to look like can wreak havoc on a successful and fulfilling retirement. (That’s partly why we looked at spousal needs earlier.) Our advice: • Have this discussion with the important people in your life early and often. • Develop outside interests before you retire, whether they are recreational, educational or personal. (Or all three!) Studies indicate that people who have outside interests have longer, happier lives than those who don’t. Plan for that first day and beyond so that you are in a good emotional, mental, and physical ‘place.’ “Hoping” for a successful transition isn’t the best way to achieve your goals. A practice transition is a process. For the greatest success there is much to consider and plan from the start. CATHERINE ETTERS is a Temple University graduate and owner of the Etters Group dental consulting firm. As the Transitions Analyst for Legacy Practice Transitions, Catherine offers expert guidance to dentist in every phase of their career including major transitions such as buying or selling a practice, mergers, associateships and partnerships. Services include practice evaluations and contracts for every transition type. For more information contact Catherine at Catherine@LegacyPracticeTransitions.com. (610) 520-9677 LegacyPracticeTransitions.com MAY/JUNE 2020 | PENNSYLVANIA DENTAL JOURNAL 27