Market Research Report Life insurance sector trends Netherlands,Netherlan | Page 3

Solvency II is a major change that will impact the insurance industry on many levels. The
product mix of life insurers will be affected, due to the higher risk based capital required for
products with guarantees. This will lead to different investment strategies; investment
portfolios will be de-risked and matching between assets will increase. Furthermore,
Solvency II will lead to a stronger regulatory focus on risk management and will increase the
cost of reporting. The average solvency ratio of Dutch life entities is currently well above
100%, but is relatively low compared to peer countries.
According to the research report “ Life Insurance in the Netherlands, Key Trends and
Opportunities to 2020”, the life insurance industry has changed to a great extent. Due to
fiscal and regulatory changes, individual life insurance will remain at a much lower level than
earlier volumes. People have moved to Banksparen as a cheaper option than insurance life
savings products. Low investment returns and low interest rates make insurance life products
very unattractive, as guarantees in the product have become expensive. New individual life
should be built on agile and low cost IT platforms with a focus on digitalising client
interfaces. This will help life insurers to maintain a healthy balance sheet and P&L in the
group pension business.
Topics Covered in The report
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Global Life insurance industry
Life insurance industry Netherlands
Netherlands life insurance market research
Life insurance sector trends Netherlands
Netherlands life insurance regulations
Life insurance companies Netherlands
Netherlands Insurance Gross Written premium
Netherlands life insurance sector future outlook
Netherlands life insurance market size
Netherlands life insurance market growth
Netherlands life insurance market trends
Netherlands life insurance market future
Netherlands life insurance market analysis
Netherlands life insurance market Share
Netherlands life insurance market Revenue
Netherlands life insurance market
To know more, click n the link below:
https://www.kenresearch.com/banking-financial-services-and-insurance/insurance/life-
insurance-netherlands/106745-93.html
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