What is automatically covered ?
Typical Cake Industry Association Policy
Home based cake & cookie baking & decorating activities ( including macarons & brownies )
Making handmade chocolates , desserts and confectionery
Teaching cake baking / decorating for up to 12 adults
( 18 years & over )
Cooking Classes involving use of ovens , gas burners or the like
Up to 12 adults Up to 5 adults
Hiring of hall or commercial premises to teach classes
Selling at local markets , fetes , fundraisers
Automatic $ 20million cover
Turnover of up to $ 100,000 ( Income before deducting expenses )
Certificate of currency in the individual sole trader name
Use of fresh , artificial & preserved flowers for decorative purposes
Up to 12 adults
Unlimited
Limited number / year
Limited / tiered turnover levels
Hiring of a commercial kitchen Selling to shops , cafes & restaurants Attending Wedding Expo ' s & Bridal Fairs Setting up at a wedding or event venue Making & selling sprinkle mixes and dry cake mixes Manufacturing cookie cutters Making and selling craft items at markets ( excludes baby items ) Preserves / jams & honey
Limited
Decorating classes uploaded to YouTube
* Food Certificate required
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