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with this account. This will not only help in case there are any issues that come up, but also keeps everyone in the loop on what’s discussed and any action items that result from the meeting. sent to all internal departments who need to know what was discussed or decided in the meeting, such as top executives, sales managers, customer service, Keep it brief but informative. Whether you are traveling with sales or not, have a meeting before you go to have a candid conversation about the account, gather background info, outline goals for the meeting, etc. Things You Should Not Do Prepare a list of questions for the person or people you will be meeting. These could be questions around their finances, any compliance needs they need you to meet when invoicing them, future plans, etc. the questions you ask will depend on the reason for the visit. Take notes during the meeting to ensure you are bringing back the correct information. Send a follow up email to the customer after the meeting to summarize the discussion and any action items. This ensures you are all on the same page, everyone knows what they are responsible for, and there is documentation of the meeting to be tracked along with the customer’s other credit information. Write up a report after the visit that can be You can discuss possibilities, but do not make significant promises or commitments during the visit. You can always tell the customer you need to run it past the rest of your team or the chief executive officer of your company before moving forward as a way to avoid escalating the issue to a grave level. Don’t let the meeting get confrontational, it’s always advisable not to commit this deadly sin of locking horns with a customer. Do not say anything negative about your company or colleagues. Sometimes when things get tough it’s easier to blame someone who is not in the room or fault your company’s processes, but this can lead to the customer thinking of you and even your company as unprofessional. Do not bring up other customers during your meeting. Again this is unprofessional and surely your other customer has nothing to do with this. Don’t hang out in the area. If you and your team go out to have drinks or a meal after the meeting to recap, go somewhere further away from the customer. The last thing you want to do is wind up at the restaurant down the street where all the employees go and have your conversation (be it good or bad) overheard by company employees. In conclusion, it is always wise to take the time to get to know your customers and help them to relieve their financial issues. Sometimes the counseling help and budgeting is all they need to pay your debt, this way you’ll always not only succeed in your collection exercise but also foster a good working relationship with your customers. Wasilwa Miriongi is a Certified Credit Professional currently working as the Managing Director, Del Creder Credit Management Limited. You can engage him on this or related matters via email at: [email protected].