MAL 34:20 MAL34 | Page 90

entry-level and midmarket accounting and ERP systems simply don’t have this type of functionality. As an alternative, you could implement a credit and collection system such as Anytime Collect to notify you when an invoice for a customer is missing a purchase order number. Simply define an action for a customer (or group of customers) that checks to see if the customer requires a purchase order number and then checks to see if the invoice has a purchase order on it. If the invoice does not have a purchase order, the system can create an alert notifying you that you will have a problem getting payment, and you can address the issue very early in the process before the invoice is past due. Never Received The Invoice The problem is that some systems only support a single contact, and the invoice may be sent to the wrong person if the primary customer contact is not the accounts payable contact at your customer. A related problem occurs when a subsidiary purchases or approves your product or service order but a parent corporation is responsible for payment. In these situations you need to send the invoice to both the person who authorized the purchase as well as the person with the authority and responsibility to process the payment. You may want to send multiple copies of the invoice through different avenues for customers who frequently use the excuse that they didn’t receive the invoice. You can choose to print and mail invoices to certain customers. Further, you can setup customers with online access to a secure customer portal where they can get their invoices themselves. The system can even email them an encrypted hyperlink that takes them directly to their online account where they can review the invoice and make a payment online without having to log-in to the portal thus eliminating the inevitable excuse that they lost or forgot their user name and password. Late payments due to invoice disputes can have a significant impact on your cash flow. While debtors stay on your balance sheet as an asset, it does you no good whatsoever when you have no cash in the bank to pay your employees, your vendors and to oil your basic operations. highly segmented accounts payable departments, and the process of releasing payment could take several weeks. It’s critical that you send invoices to customers more frequently to ensure that you’ve done your part to ensure that they have adequate time to pay you before the due date. While it may be unreasonable for you to process invoices every day, you can automate the invoice delivery by simply entering the invoices into the accounting system more frequently. Systems like Anytime Collect can be configured to synchronize invoice information directly from your accounting system on a daily basis (or more frequently if needed). Getting It To The Right Person Another common reason why customers pay late is that you’re sending the invoices to the wrong person or to the wrong address. This happens all the time. This could be a valid reason if you haven’t done business with a customer in a while and they happened to have moved since the last time you sent an invoice. These situations will occur but are also avoidable. You may consider contacting every customer at least every few months to continue building your relationship with the accounts payable person. Another reason that customers don’t pay on time is that they don’t get the invoice soon enough to process an on-time payment. This is especially true for most small businesses that process invoices less frequently than larger companies. You could also integrate your sales force into the credit and collections process, since the sales rep should be talking to your customers more frequently than your accounts receivable team. Anytime Collect allows sales reps to access the system in a similar manner as your customers via a secured portal. Sales reps can review their assigned accounts and make internal notes for the credit and collections team - such as notes on when a customer is planning to move and their new address. Larger business customers often have You may also fail to send the invoice Sending Invoices Too Late 88 MAL34/20 ISSUE to a customer if you rely too heavily on the internet to verify addresses, and you don’t have a formalized business credit application process. Far too often someone sells something to a customer and they get an address off the corporate website not realizing that the address on the website is different than the billing address. Make sure that you talk to your customers and verify that the invoice is being sent to the right person at the right location, and you’ll alleviate a lot of headaches in the future. Sloppy Invoice Design Many companies use the invoice templates provided out-of-the-box by their accounting software publisher. While the accounting software may be just fine, most accounting systems provide notoriously bad templates for business forms such as invoices. Customers that struggle to understand your invoice will push it to the bottom of their pile and will pay other bills first before (eventually) calling you or waiting for you to call them. It is very easy for you to identify this problem if you simply talk to your customers, and ask them if they have any problems understanding your invoices, asking what you can do to make it easier to read and easier to understand, reducing past due accounts receivable, while improving customer satisfaction and retention. No Contact There simply is no excuse for failing to communicate with a customer that has a past due account. If you’re manually trying to manage the process, you’re wasting a lot of time. Anytime Collect can be setup to prompt you to call all new customers so you can build a relationship and explain your