Budgeting Loan
Discretionary Assistance Fund
If you are getting certain
benefits you may be able to get
a Budgeting Loan to help pay for
essential things like rent, furniture,
clothes or hire purchase debts.
In Wales there is a single national
welfare assistance scheme called
the Discretionary Assistance Fund
which includes Individual Assistance
Payments and Emergency
Assistance Payments.
The smallest amount you can
borrow is £100. Budgeting Loans
are interest-free so you only
pay back what you borrow. You
normally have to repay the loan
within 104 weeks.
Find out more at
gov.uk/budgeting-loans
The Money Made Clear website has
further information:
www.moneymadeclearwales.org
Grants
There are sometimes grants that
you may be able to apply for. You
can ask a local advice centre if there
are any local grants.
Turn 2 Us is a charity which has a
grants search tool. Find out more at
turn2us.org.uk
27
Norman’s story
Giving up work to care for his wife
Ros plunged Norman into serious
financial trouble. A call to the Carers UK
Adviceline changed everything.
Photo: BBC
Looking after someone
My call to the
Carers UK Adviceline
was the first time I felt
someone was listening
to me as a carer. I spoke
to an Adviser who talked
to me about my situation
and let me know what
help I was entitled to, and
what my options were.
I just wish I had this
information when I first
started caring for Ros.
I’m sure our life would
have been quite
different.
carerswales.org