LIME Magazine - Issue1 - January 2014 Jan. 2014 | Page 21

A Trusted Mortgage Brand For Over 40 Years A Trusted Name In Home Buying Gary Merdinger FHA Loans Senior Loan Officer FHA Home Loans have been helping people buy homes since 1934. Since these loans are backed by the Federal Housing Authority, we can offer qualified borrowers: • Low down payments • Low closing costs • Easy credit qualifying If you’re a first time homebuyer and qualify, your down payment can be as little as 3.5% of the purchase price and most of your closing costs and fees can be included in the loan. Direct: Toll Free: Fax: 516.414.6635 888.811.5580 516.504.3380 [email protected] www.TheMoneyStoreLender.com For nearly 40 years, The Money Store ® name has been synonymous with mortgage lending, leading the way with innovative mortgage solutions to provide you with the best rates and superior customer service. As a Direct Lender, we can offer you a wide range of mortgage programs with rates among the lowest in the country. Our focus is on retail lending direct to you, the borrower. That means better service to our customers. Using leading edge technology throughout your loan process, your mortgage remains with our highly qualified, customer oriented in house staff from pre-qualification to close, simplifying the process for you. When it comes to financing your home, you can trust The Money Store® for great rates and financing options, with superior customer service. FHA 203K Streamline & Rehabilitation Loans Looking to renovate or purchase a fixer-upper? If you qualify, the FHA 203K loans allow you to purchase or refinance your home and include all the costs of the renovation in just one loan. This program is great for qualified homebuyers who find their dream home that has everything they need and is in need of repair. Reverse Mortgages (HECM Loans) The Reverse Mortgage (HECM Program) was established to help seniors, age 62 or older, to withdraw some of the equity from their homes to supplement their income or to purchase a new principal residence. This is a great option for qualifying seniors who are looking to purchase their home. Our Loan Products Traditional and Jumbo Loans Our traditional loans include: • Fixed Rate Mortgages - a set interest rate & predictable payments for the life of the loan • Adjustable Rate Mortgages - a set interest rate for a specific period, then typically adjusts on a yearly basis. • Jumbo Loans - fixed or adjustable rate mortgages up to $2 million. TMS0001merdinger Rev 12/13 MLD Mortgage Inc. d/b/a The Money Store ® 30B Vreeland Rd Florham Park, NJ 07932 973.805.2000 NMLS#1019 Licensed by the N Department of Banking License #L047025. Licensed by the NY Banking Department License # LMBC 104352. Not all applicants may qualify. Some products may not be available in all states. Program, rates, terms and conditions apply. All rights reserved. Equal Opportunity Lender. See www.themoneystore.com/state-licensing for state licensing information. 21