ALL YOU NEED TO KNOW ABOUT HOME LOANS with MCB
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You are finally about to purchase your dream home ! To make it happen as smoothly as possible , financing it with the help of a home loan is often the best solution . Find out how this service is evolving in a world where sanitary constraints are easing . What do market experts advise to help you through your project ? Overview of MCB ’ s home loan offers with Abraham Rawat - Head of Retail of the bank .
How is the market doing ? Are home loan applications on the rise or declining ?
Now that the uncertain context of the pandemic seems to be behind us , we have been witnessing an increase in home loan applications . At MCB , we are committed to listening to our customers in order to help them carry out their projects , especially in an inflationary climate . We handle each request on a case-by-case basis , according to the client ’ s needs . Despite the hesitation of some people due to the rising cost of construction , we are at everyone ’ s disposal to provide seamless support throughout their project .
How do you assist these clients ?
Each application at MCB is being looked into in accordance with established parameters . We strive to provide a thorough service for each request , taking into consideration several criteria , including the ability to repay and the value of the property concerned . Our teams analyse all possible options with clients so that they can fulfil the project they dreamt of .
I would also like to point out that customers can make use of our Online Mortgage Application system .
This tool makes it possible to apply for a home loan online , and subsequently , get a tentative agreement within 48 hours . The MCB Online Mortgage Application is an integral part of our commitment to connect with our customers through their preferred channels . The application in itself is intended to be a new touch point through which the customer can start the process with MCB for their property .
Our appointed booking service is also available to our clients so that they can arrange an appointment with a client advisor before visiting the branch . The service allows customers to make their appointments where and when it suits them best , while still receiving the best possible personal service and advice .
We aspire to be as close as possible to our customers so that we can provide them with the utmost attention and support . Their itinerary starts online and continues in the branch , where account managers take over to help them complete their projects .
Is it easier to apply for a loan to buy agricultural or residential land ?
It all depends on the parameters established and the client requesting the loan . We advise all those who
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