Lexpress Cars Magazine N°10 Mars 2020 | Page 15

FOCUS ASSURANCE How insurance providers are reinventing themselves In a highly competitive market, like the one we are in now, it is crucial for service providers to evolve and constantly improve their offers. This is what the Insurance providers in our upcoming Insurance Focus have strived to do, by updating their service packages to increase customer satisfaction. What can you expect? Personalisation: Specially catered packages The attention is switching increasingly towards personalised premiums to allow customers to find insurance covers that are more suited to their needs. Whether it is about introducing additional covers like rodent damage or built-in add-ons like a cyclone and flood cover, companies are geared towards offering options that are in line with individuals’ needs and budgets. With several companies also offering benefits such as excess waivers to avoid additional fees in case of accidents. Digitisation: Service at your fingertips It comes as no surprise that several insurance providers are also concentrating on providing ease of access for their customers. Nowadays customers can easily sign up for their insurance policy online, without having to physically go to a showroom. Other options are also available on different websites to help you get a personalised quote, compare potential covers, and even pay fees online through internet banking. Progression: Additional Value While there is a rapid increase in terms of adaptable options, insurance providers are aiming higher when it comes to added value. Gone are the days when all your insurance policy did, was cover your expenses during an accident. Road assistance to help in case of breakdowns as well 24-hour towing services are only some of the additional advantages that are now in store. Customers can now also benefit from compensation for loss of keys, loss of personal belongings and even damage to the windscreen. 15 MAR 2020 N o 10