Learning for All Catalog Fall 2018 | Page 10

Business & Finance Keeping the Cabin, Business or Farm in the Family Division of the estate can lead to bitter battles between siblings and impact their relationships forever. Who will pay the taxes? What if one family member uses it more? How can I ensure my children receive equal inheritance? What effect will estate taxes have? Get the answers to these and other questions and learn how to keep the cabin, farm, or other property in the family without driving the family apart. Steve Ledin and Randy Rheault Date: Tue, Oct 23 Time: 6:30–8:00 pm Cost: $15 Class #: AEB5A Location: Gladstone, 105 Date: Thu, Nov 15 Time: 10:00–11:30 am Cost: $15 Class #: AEB5B Location: Gladstone, 105 How to Pay for the Nursing Home: An Attorney's Perspective How do you pay for the nursing home and still leave assets for the next generation? With ever-changing estate planning laws and great increases in nursing home costs, this is a concern for many. Understand what your options are, get your long term care finance questions answered and learn how to plan and place your assets to meet your future goals. Steve Ledin and Randy Rheault Date: Tue, Oct 30 Time: 6:30–8:00 pm Cost: $15 Class #: AEB6A Location: Gladstone, 105 Date: Thu, Nov 1 Time: 10:00–11:30 am Cost: $15 Class #: AEB6B Location: Gladstone, 105 Why You Can't Trust Your Trust Most people believe that the revocable or living trust shields assets from creditors and the nursing home. However, in Minnesota, this is not the case. If you can change the trust, the nursing home and creditors can access the money in the trust. Learn the pros and cons of a revocable trust so you can determine if it is a fit for you. You will also learn other options to help you secure your assets. Bring questions. Steve Ledin and Randy Rheault Date: Tue, Dec 4 Time: 6:30–8:00 pm Cost: $15 Class #: AEB1A Location: Gladstone, 105 10 Date: Thu, Dec 6 Time: 10:00–11:30 am Cost: $15 Class #: AEB1B Location: Gladstone, 105 Basics of Estate Planning: Wills and Trusts Discover what everyone should know about wills and trusts, and the pros and cons for both. Explore options to protect your assets from state inheritance tax and federal estate tax. You will also learn about probate procedures, dealing with courts, power of attorney and health care declarations (living will). Christopher Stanton Date: Wed, Nov 7 Time: 6:30–8:00 pm Cost: $20 Class #: AEB7A Location: John Glenn, Media ! NEW Seven College Planning Tips You Don't Know About But Should Families often know more about their next appliance purchase than the college education they are going to buy, leading to avoidable mistakes. Learn insider tips from a national expert that will greatly enhance your understanding of the college process, reduce anxiety and position your child for success. You will get a behind-the-scenes view of how financial aid really works as well as actionable strategies to save thousands of dollars, plus tips for working with your teenager through a stressful and emotional process. An absolute must-see for parents and grandparents with college-bound students, especially those in grades 10-11. Cozy Wittman Date: Tue, Nov 27 Time: 7:00–8:00 pm Cost: $10 Class #: AEB14 Location: Skyview, 202 DISTRICT 622 COMMUNITY EDUCATION | WWW.ISD622.ORG/CE