Landlord & Buy-to-Let Magazine | Page 14

For latest show news visit www.landlordshow.info industry news Show visitors expect 2015 to pay dividends Renewed confidence and optimism in the buy-to-let market will trigger sustained and significant investment in the sector by UK landlords in 2015. That is the view of Bilal Ahmed, CEO of Signature Private Finance, following the recent Landlord & Letting Show in Coventry, an event attended by almost 1,300 people. Independent research conducted at the event by Signature found 76 per cent of those in attendance planned to increase their property portfolio in 2015. Interestingly, around 85 per cent of those questioned revealed they had not previously used short-term funding, but most would now consider using it to help grow their property portfolios more quickly. Despite constant discussion in the media of potential interest rate rises and the likely impact on the buy-to-let market, landlords remain ambitious and enthusiastic about capital growth despite industry concern that the housing market is slowing. Ahmed commented: “Landlords are not expecting dramatic or unaffordable rises so, as our research reveals, the expectation is the sector will continue to grow in 2015. “Their willingness to further invest and increase their portfolios highlights a confidence among those already reaping the benefits of buy-to-let. “This is great news for the long-term prosperity of the sector. Millions of people now depend on the flexibility of rental accommodation, a choice which offers quality, yet affordable homes to help them save for a deposit should they wish to buy in the future.” Of those landlords surveyed at the show by Signature, 78 per cent said they had previously bought properties in urgent need of refurbishment. The size of portfolios varied, with the majority, 58 per cent, owning one to three properties, 24 per cent of landlords owning four to ten properties and 8 per cent with a portfolio between 11 and 25. Ahmed continued: “Despite the potential for costs to rise, it seems lower house prices, more tenants in the market, rising rents and the increasing availability of competitive mortgage deals have once again tempted property investors. "The Midlands offers particularly good opportunities for landlords, with both the West and East Midlands in the top five regions for buy-to-let returns, due in part no doubt to the range of amenities and facilities. Locations with good road and rail links are always high on the list of desirables, making these type of places so attractive for buy-to-let investors.” Signature Landlord & Letting Show key findings: • 76 per cent of landlords plan to increase their property portfolio in 2015 • 89 per cent purchase buy-to-let properties • 15 per cent purchase properties using short-term finance/bridging loans • 32 per cent purchase using cash • 46 per cent have bought property at auction • 85 per cent of landlords would now consider short-term finance/bridging loans to extend their portfolio • 78 per cent have bought property in need of refurbishment • 58 per cent of landlords own 1 to 3 properties, 24 per cent 4 to 10, 8 per cent 11 to 25. Deposit scheme hits £1 billion mark The Deposit Protection Service (The DPS), the UK’s largest tenancy deposit protection company, announced today that it is now protecting more than £1 billion of tenants’ money. The DPS is currently safeguarding over 1.2 million deposits across England and Wales, totalling just over £1 billion. Julian Foster, Managing Director at The DPS, said: “We’re very proud that so many landlords and letting agents trust us to protect their tenants’ money. “It’s testament to the hard work of so many of my colleagues that such a large volume of money can be administered so smoothly, transparently, fairly and securely. “With the rental sector expanding and evolving, The DPS will continue to play a leading role within the industry, focusing on rapid deposit repayment; clear, regular communication with landlords and tenants; and the provision of the best support, whether online, over the phone or in person at our unique training events.” Since its foundation in 2007, The DPS has protected over 3.5 million deposits, worth over £2.8 billion in total. The DPS is the only scheme to offer a choice between schemes that are custodial – where it holds the money during the duration of tenancies – and insured – where landlords retain deposits. Its custodial scheme is open to all letting agents, landlords and organisations, and there are no 12 Landlord & Buy-to-Let Issue 57 • March 2015 membership fees or qualifying criteria. For its custodial scheme, The DPS repays all deposits within two calendar days on receipt of a jointly authenticated repayment instruction. It also offers an independent, free Alternative Dispute Resolution service, which aims to resolve any disputes quickly and without the need for court action. The DPS is part of the Computershare group, a global financial services company with over 30 years’ financial administration experience. Computershare also runs The DPS’s sister organisations, The Letting Protection Service Northern Ireland and The Letting Protection Service Scotland.