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industry news
Property named most lucrative investment
Property has been named as the
most lucrative investment in the
UK over the last decade, delivering
a significantly larger return than
alternative options including the
stock market, gold and savings
accounts.
New research by estate agents and
sister companies Leaders and Romans
compared the return an investor
would have enjoyed in each of the four
markets had they invested an initial
£50,000 in 2006.
It showed the buy-to-let market has
generated a 175 percent return over
the last ten years, equating to a profit
of £138,936. In comparison, gold has
delivered a profit of £50,673, interest on
savings accounts was worth £14,447 and
a £50,000 investment in the FTSE 100 has
yielded just £2,969 over the same time.
Michael Cook, letting managing
director at Romans, says: “Buy-to-let
performs significantly better than
other investments in terms of an
overall return. Our research shows a
buy-to-let investor in 2006 would be
almost £90,000 better off today than
somebody who invested in gold and
more than £135,000 up on somebody
who bought stocks and shares.
“Although property investment can be
more time-consuming and hands-on,
with such incredible results at the end
it’s certainly worth it.”
Whilst gold, stocks and shares and
savings offer greater liquidity than
property, which can take several weeks
to buy or sell, this does not deter shrewd
investors who value the dual benefits of
an immediate monthly rental income
and capital appreciation over time.
Allison Thompson, managing director
at Leaders, comments: “Despite many
changes over the last ten years to the
housing market and wider economy,
buy-to-let is still the clear winner. As
well as the most rewarding, it is also the
safest of all the investment options over
the long term. We have seen historically
that, although cyclical, house prices
always rise in the long run. With the
acute shortage of housing across the
UK, this is only likely to continue.
“Cautious investors can minimise their
risks in a number of ways, including
utilising rent guarantee schemes to
effectively insure their income – an
option not available with other
investments. This, along with the
substantial returns to be made, make
property more attractive than all other
types of investment.”
To help investors identify the best
buy-to-let opportunities, Leaders and
Romans have launched a new online
hub which brings together the largest
choice of buy-to-let properties available
across the country.
All properties featured on the Property
Investment Hub have been handpicked for their investment potential
and are in areas where rental demand
is consistently high and predicted to
remain high. Many of them are currently
let and managed by Leaders or Romans
and come with a detailed rental history
and a reliable tenant in situ so investors
can buy with extreme confidence.
Property Investment Hub aims to
revolutionise the way private landlords
buy and sell properties, helping them
to maximise their opportunities and
returns from the start of an investment
and all the way through.
Post Brexit lending offers ‘most competitive’ in 20 years
Mortgage Trust has launched a
series of products catering for
buy-to-let property purchases and
remortgages that it says offer the
most competitive deals of the last
20 years.
The products, which include two,
three and five year fixes are amongst
the most competitive ever offered by
Mortgage Trust and benefit from the
recent reduction in market rates.
The new five year fixes are priced and
designed for those landlords looking
for financial security over the longterm, offering 3.29% for borrowing
up to 75% Loan to Value (LTV). These
longer term fixed rate products also
feature interest coverage ratios starting
at 125% at 4%.
Highlights of the range include a
two year fix at 2.49% and a three year
fix at 3.1