How often should I have my sewing machine cleaned and serviced ?
Sewing machines are a lot like cars . The more mileage , the more often it needs servicing . Letting it sit for extended periods still requires servicing before beginning a journey . Oil and other lubricants settle , and they dry out over time . ( When using a machine that has sat , a good indicator it needs service is a burning smell after taking a few stitches .)
Why does the upper thread break ? Often this will be what we consider TNT – thread , needle , or tension . The tension could be too high , the thread could be caught on the needle , or the needle may be too small for the thread chosen .
Why does fabric pucker ?
This is often also a TNT issue , a mismatch of needle and thread or the tension is too tight or even too loose . If you are machine embroidering the fabric may not have enough stabilizer . Why doesn ’ t the sewing machine feed properly ?
What I find is often a small mistake may have been made like not putting the foot in the fully down position . Fabric is caught up on the foot or something else on the machine . Another common mistake is the feed dogs were disengaged for a free motion technique and then we forget to re-engage them . - Anne Dale , My Sewing Room , www . mysewingroom . ca
Q
How does one access home equity with the recent release of the property assessments and the substantial increases shown ?
A
With a record real estate market across many provinces in 2021 , many Canadians have recently received their property assessment showing anywhere from a 20-50 % property value increase inside of the major markets . One of the key opportunities for Canadians who have seen these substantial property increases is to put their home equity to use to achieve other financial goals or to assist with increasing their existing wealth . Have you been putting off your dream kitchen renovation for years now ? Have you always wanted that cottage on the lake , or the cabin across the border ? Maybe all you are looking for are additional funds to invest into your portfolio . With the recent property value increases , now could be the perfect time . There are two main ways to unlock the equity in your home . The first is by adding a home equity line of credit to your existing mortgage financing . This allows you access to your home equity when you want to take it . This product has a higher rate of interest than your standard mortgage but provides much greater flexibility . The second option is to refinance your existing mortgage . You may be able to not only lower your existing rate of interest but incorporate the funds for that dream renovation or the down payment on your first investment property . Many Canadians today are using these two strategies to quickly achieve their long-term financial goals . If you are not putting your home equity to work , you are likely missing out on wealth building opportunities . - Tyler Wilson , Pilot Mortgage Group , www . wearepilot . ca
Q
I am a first time home buyer , what should my first steps be to buy my first home ?
A
Start saving in an RRSP right now .
This is still the single best way to save and use a down payment . Get serious about your search early . Six months out is not too long . Keep in mind spring and summer offer more inventory but fall and winter can be excellent opportunities . Use your Agent ’ s MLS web site to search for properties that match your criteria for location , style , and of course , price . Try the mortgage qualifier app on our web site to see where you stand and how much dream home you can buy . Be prepared to thoroughly document your income to a lender ; try to be sure your taxes are paid and credit cards current . When we take you out to look at homes , we want to know you are qualified and have a good idea where and what you would like to buy . Let ’ s get moving ! - Douglas Bowman , Homes for All Realty , www . homesforall . ca
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