REVENUES |
YEAR END |
12 / 31 / 21 |
6 / 30 / 21 |
12 / 31 / 21 |
12 / 31 / 21 |
6 / 30 / 21 |
12 / 31 / 21 |
|
Premiums earned |
$ 10,366,431 |
$ 4,519,983 |
$ 3,141,224 |
$ 5,405,473 |
$ 8,912,991 |
$ 5,511,064 |
79,705,734 |
|
Investment income |
1,078,588 |
380,937 |
91,393 |
296,507 |
197,962 |
1,165,968 |
5,829,569 |
|
Realized capital gain ( loss ) |
332,045 |
330,081 |
||||||
Other income |
372,812 |
4,198,978 |
||||||
Total Revenues |
11,817,831 |
4,900,920 |
3,232,617 |
5,701,980 |
9,442,998 |
6,677,032 |
90,064,362 |
|
EXPENSES Incurred losses / wc claims |
4,896,136 |
3,880,037 |
1,749,213 |
1,430,329 |
4,762,274 |
3,821,029 |
35,428,335 |
|
Claims adjustment |
451,471 |
146,402 |
1,071,055 |
2,373,767 |
||||
Claims management fees |
232,000 |
529,082 |
||||||
Administration |
1,533,896 |
549,485 |
429,916 |
1,111,418 |
310,970 |
1,262,043 |
11,332,980 |
|
Agent commissions |
931,409 |
|||||||
Premium taxes |
83,116 |
38,202 |
73,273 |
455,599 |
||||
Insurance taxes |
28,352 |
( 66,035 ) |
( 37,683 ) |
|||||
Excess insurance prem . |
2,054,783 |
389,580 |
350,985 |
574,860 |
1,818,327 |
707,502 |
17,499,065 |
|
Other underwriting exp . |
673,839 |
2,449,663 |
||||||
Other expenses |
514,045 |
26,920 |
2,912,145 |
|||||
Total Expenses |
9,019,402 |
4,857,304 |
3,072,511 |
3,263,009 |
8,736,658 |
5,956,539 |
73,874,362 |
|
Net income ( loss ) pre dividends & tax |
2,798,429 |
43,616 |
160,106 |
2,438,971 |
706,340 |
720,493 |
16,190,000 |
|
Dividends Paid Members |
4,286,556 |
|||||||
Net Income before tax |
2,798,429 |
43,616 |
160,106 |
2,438,971 |
706,340 |
720,493 |
11,903,444 |
|
Provisions for income tax |
537,986 |
|||||||
NET INCOME ( LOSS ) |
2,798,429 |
43,616 |
160,106 |
2,438,971 |
706,340 |
720,493 |
11,406,276 |
|
Change in nonad . assets |
38,217 |
70,755 |
( 25,474 ) |
3,253 |
162,534 |
83,371 |
||
Change in reins . provisions Change in net deferred inc . tax |
( 263,120 ) |
|||||||
Refund of contributions |
- |
|||||||
Change in net investments |
( 309,536 ) |
21,939 |
( 239,561 ) |
1,409,970 |
||||
Prepaid exp ./ prem . assess . |
- |
|||||||
Extraordinary taxes prior |
( 1 ) |
|||||||
Prior period adjustment |
- |
|||||||
Fund balance transfer |
- |
- |
||||||
FUND BALANCE beginning yr |
16,745,760 |
13,828,856 |
6,401,782 |
6,667,682 |
3,002,007 |
18,286,487 |
97,408,234 |
|
FUND BALANCE end yr |
$ 19,234,653 |
$ 13,910,689 |
$ 6,632,643 |
$ 9,081,179 |
$ 3,733,539 |
$ 18,929,953 |
$ 110,044,730 |