KIA&B_JulyAugust2024-digital | Page 8

KANSAS PREMIUMS BY LINE OF BUSINESS
All Direct Written Premium
1-Year Loss Ratio
5-Year Loss Ratio
1-Year
5-Year
1-Year
All P-C Lines of Business
Growth
Growth
Penetration
Accident & Health
79,572,000
85 %
74 %
12 %
3 %
73 %
62 %
Aggregate Write-ins
6,024,000
86 %
110 %
68 %
7 %
51 %
38 %
Aircraft ( all perils )
36,006,000
71 %
53 %
6 %
13 %
98 %
98 %
All Commercial Auto
527,802,000
64 %
60 %
9 %
8 %
82 %
80 %
All Private Passenger Auto
2,471,800,000
71 %
65 %
12 %
5 %
28 %
27 %
Allied Perils Only
279,363,000
50 %
49 %
17 %
13 %
84 %
84 %
Boiler & Machinery
30,519,000
19 %
75 %
5 %
12 %
90 %
90 %
Burglary & Theft
4,540,000
14 %
86 %
-11%
8 %
95 %
94 %
Commercial Multi-Peril
572,230,000
56 %
55 %
11 %
9 %
75 %
75 %
Credit
27,336,000
43 %
44 %
12 %
17 %
73 %
72 %
Earthquake
10,521,000
-2%
2 %
1 %
7 %
61 %
62 %
Excess Workers ' Comp
15,798,000
5 %
27 %
9 %
8 %
97 %
99 %
Farmowners Multi-Peril
314,268,000
73 %
63 %
8 %
6 %
37 %
36 %
Federal Flood
5,262,000
3 %
16 %
3 %
-6%
70 %
70 %
Fidelity
11,885,000
28 %
23 %
-5%
1 %
89 %
88 %
Financial Guaranty
355,000
0 %
0 %
-63%
-23%
0 %
0 %
Fire Peril Only
206,406,000
30 %
51 %
25 %
16 %
92 %
90 %
Homeowners Multi-Peril
1,665,700,000
58 %
54 %
10 %
7 %
36 %
34 %
Inland Marine
295,170,000
43 %
45 %
10 %
8 %
79 %
77 %
International
5,000
50 %
-133%
67 %
N / A
100 %
100 %
Medical Malpractice
101,457,000
16 %
47 %
1 %
10 %
82 %
83 %
Mortgage Guaranty
45,963,000
-1%
5 %
1 %
-1%
26 %
25 %
Multi-Peril Crop
1,259,313,000
175 %
108 %
-6%
18 %
92 %
91 %
Ocean Marine
12,974,000
34 %
56 %
-1%
9 %
97 %
96 %
Other Liability ( Claims-made )
242,162,000
51 %
50 %
-4%
12 %
94 %
92 %
Other Liability ( Occurrence )
498,809,000
74 %
61 %
10 %
11 %
80 %
81 %
Private Crop
72,195,000
170 %
88 %
-2%
4 %
96 %
95 %
Private Flood
5,768,000
1 %
5 %
8 %
12 %
90 %
86 %
Products Liability
46,563,000
121 %
69 %
13 %
7 %
83 %
83 %
Surety
66,429,000
8 %
14 %
13 %
9 %
89 %
87 %
Warranty
214,409,000
45 %
43 %
1 %
2 %
97 %
98 %
Workers ' Compensation
436,075,000
51 %
53 %
6 %
3 %
89 %
88 %
Total ( All Lines )
9,562,689,000
77 %
63 %
8 %
8 %
60 %
59 %
5-Year Penetration
Source : © A . M . Best Company — used by permission . ( Note : Independent Agent-focused Lines of Business are bold and underlined )
6 KANSAS INSURANCE AGENT & BROKER