KIA&B July/August 2020 | Page 39

HOME BUSINESS INSURANCE Do DO YOU you RUN Need A SMALL a Market BUSINESS For In Home OUT OF Business YOUR HOME? Customers? WILL YOUR HOMEOWNERS INSURANCE COVER YOU WHEN… • Your business equipment is stolen out of your vehicle? . . . . . . . . . . . . NO! • You accidentally knock over the display next to you at an exhibition or show? . . . . . NO! • Your groceries spill onto your inventory in your trunk? . . . . . . . . . . . . . . NO! • A power surge damages your computer and fax machine? . . . . . . . . . . . . . NO! • Someone steals your cash box? . . . . . . . NO! Most homeowners and renters policies do not cover liability or damage to property from business activities. PROTECT YOUR HOME-BASED BUSINESS! You’re not home free with most homeowners policies. Imagine having your inventory or equipment stolen or damaged. Typical homeowners insurance does not cover this type of loss for people who run a small, side business out of their home. We are pleased to offer the perfect coverage for your in-home business: RLI’s Home Business Insurance policy. Features: • Liability limits up to $1 million • Satisfies most event or show liability requirements • Business property protection up to $100,000 (with $250 deductible) • Optional Coverages Include: Money & Securities, Garagekeepers, Unmanned Aircraft (state restrictions apply) • Electronic data processing coverage (optional in CA & FL) • Loss of income coverage • Premiums starting as low as $150 annually* FOR MORE INFORMATION: Contact Name Beth Smoller Phone Number 800.229.7048 Email beth@kaia.com Rated A+ by A.M. Best Rated A+ by Standard & Poor’s RLICORP.COM Policies are underwritten by RLI Insurance Company *Premiums start at $150 for $300,000 liability and $5,000 business personal property in the lowest rated class in the lowest rated territory. Actual price may be higher depending on your individual characteristics and coverages that you select. Not all businesses will qualify for coverage. HBI-MK503 AGT (05/17) 39