All P & C Lines of Business |
|||||||
Accident & Health |
87,498,000 |
83 % |
80 % |
10 % |
8 % |
73 % |
67 % |
Aggregate Write-ins |
7,184,000 |
109 % |
76 % |
19 % |
15 % |
48 % |
44 % |
* Aircraft( all perils) |
39,814,000 |
53 % |
53 % |
11 % |
12 % |
99 % |
98 % |
* All Commercial Auto |
581,093,000 |
67 % |
61 % |
10 % |
9 % |
83 % |
81 % |
* All Private Passenger Auto |
2,773,733,000 |
66 % |
65 % |
12 % |
9 % |
27 % |
26 % |
* Allied Perils Only |
316,305,000 |
55 % |
47 % |
13 % |
14 % |
82 % |
84 % |
* Boiler & Machinery |
31,681,000 |
7 % |
41 % |
4 % |
9 % |
90 % |
90 % |
* Burglary & Theft |
5,925,000 |
26 % |
77 % |
31 % |
13 % |
79 % |
91 % |
* Commercial Multi-Peril |
617,259,000 |
51 % |
53 % |
8 % |
10 % |
76 % |
75 % |
Credit |
28,353,000 |
78 % |
49 % |
4 % |
11 % |
67 % |
70 % |
* Earthquake |
10,339,000 |
0 % |
1 % |
-2% |
3 % |
60 % |
62 % |
* Excess Workers ' Comp |
15,396,000 |
42 % |
37 % |
-3% |
5 % |
97 % |
98 % |
* Farmowners Multi-Peril |
358,823,000 |
52 % |
61 % |
14 % |
9 % |
36 % |
36 % |
* Federal Flood |
5,427,000 |
9 % |
5 % |
3 % |
-5% |
70 % |
70 % |
* Fidelity |
10,769,000 |
23 % |
24 % |
-9% |
-2% |
88 % |
88 % |
Financial Guaranty |
330,000 |
0 % |
0 % |
-7% |
-25% |
0 % |
0 % |
* Fire Peril Only |
239,470,000 |
52 % |
39 % |
15 % |
16 % |
93 % |
91 % |
* Homeowners Multi-Peril |
1,846,474,000 |
68 % |
54 % |
11 % |
9 % |
36 % |
35 % |
* Inland Marine |
295,934,000 |
47 % |
44 % |
0 % |
8 % |
78 % |
77 % |
* International |
5,000 |
38 % |
-3% |
0 % |
N / A |
100 % |
100 % |
* Medical Malpractice |
110,723,000 |
68 % |
54 % |
9 % |
11 % |
79 % |
82 % |
Mortgage Guaranty |
35,134,000 |
3 % |
3 % |
-24% |
-8% |
0 % |
22 % |
|
Accident & Health 87,498,000 83 % 80 % 10 % 8 % 73 % 67 %
Aggregate Write-ins
* Aircraft( all perils)
* All Commercial Auto
|
7,184,000
39,814,000
581,093,000
|
109 %
53 %
67 %
|
76 %
19 %
15 %
48 %
53 %
11 %
12 %
99 %
INDUSTRY DATA
61 %
10 %
9 %
83 %
|
44 %
98 %
81 %
|
|||
* All Private Passenger Auto |
2,773,733,000 |
66 % |
65 % |
12 % |
9 % |
27 % |
26 % |
* Allied Perils Only |
316,305,000 |
55 % |
47 % |
13 % |
14 % |
82 % |
84 % |
* Boiler & Machinery |
31,681,000 |
7 % |
41 % |
4 % |
9 % |
90 % |
90 % |
|
* Burglary & Theft
5,925,000
26 %
77 %
31 %
13 %
79 %
91 %
Table 1 below, 2024— Kansas: All Lines of Business Additional Details, expands on the data in the
* Commercial Multi-Peril
617,259,000
51 %
53 %
8 %
10 %
76 %
75 % previous
Credit Figure 1, with expanded
28,353,000 detail on Kansas
78 % Premiums
49 %, Loss
4 % Ratios
11, Premium %
67 Change % Rates
70,% and
| |||||||
|
Penetration
* Earthquake Rates for the 32 P & C
10,339,000 Lines of Business
0 %. The
1 % 1-Year
-2 Loss % Ratio
3 % and Premium
60 % Change
62 rates %
| |||||||
|
* Excess Workers ' Comp
15,396,000
42 % 37 %-3%
5 %
97 %
98 % are for 2024. The 5-Year Loss Ratio and Premium Changes rates are for the years 2020 to 2024.
* Farmowners Multi-Peril
358,823,000
52 %
61 %
14 %
9 %
36 %
36 %
| |||||||
* Federal Flood |
5,427,000 |
9 % |
5 % |
3 % |
-5% |
70 % |
70 % |
|
* Fidelity
10,769,000
23 % 24 %-9%-2%
88 %
Financial Guaranty
2024— Kansas
330,000: All Lines
0 % of Business
0 %
-7 Additional %-25% Details
0 %
|
88 %
0 %
|
||||||
* Fire Peril Only |
239,470,000 |
52 % |
39 % |
15 % |
16 % |
93 % |
91 % |
* Homeowners Multi-Peril |
1,846,474,000 |
1-Year
68 %
|
5-Year
54 %
|
1-Year
11 %
|
5-Year
9 %
|
36 % |
35 % |
* Inland Marine |
295,934,000
All Direct
|
47
Loss %
|
44
Loss %
|
Premium
0 %
|
Premium
8 %
|
1-Year
78 %
|
5-Year
77 %
|
* International |
Premium
5,000
|
38
Ratio %
|
-3
Ratio %
|
Change
0 %
|
Change
N / A
|
Penetration
100 %
|
Penetration
100 %
|
|
*
All Medical P & C Lines Malpractice of Business
|
110,723,000
Written
|
68
%
|
54
%
|
9
%
|
11
%
|
79
%
|
82
%
|
|
Mortgage
Accident & Guaranty Health
|
35,134,000
87,498,000
|
383 %% |
380 %% |
-24
10 %
|
-88 % |
073 %% |
22
67 %
|
|
* Multi-Peril
Aggregate Crop Write-ins
|
1,088,520,000
7,184,000
|
91 109 %% |
100
76 %
|
-14
19 %
|
13
15 %
|
92
48 %
|
92
44 %
|
* Ocean Aircraft Marine( all perils) |
13,691,000
39,814,000
|
50
53 %
|
48
53 %
|
611 %% |
912 %% |
97
99 %
|
96
98 %
|
* Other All Commercial Liability( Claims-made Auto) |
238,878,000
581,093,000
|
64
67 %
|
55
61 %
|
-2
10 %
|
69 % |
94
83 %
|
93
81 %
|
* Other All Private Liability Passenger( Occurrence Auto) |
2,773,733,000
544,001,000
|
80
66 %
|
665 % |
912 %% |
9 % |
80
27 %
|
81
26 %
|
* Private Allied Perils Crop Only |
316,305,000
73,221,000
|
112
55 %
|
847 % |
13 %% |
714 %% |
95
82 %
|
95
84 %
|
* Private Boiler & Flood Machinery |
31,681,000
4,081,000
|
27 % |
241 %% |
-29 4 % |
-29 % |
84
90 %
|
87
90 %
|
* Products Burglary Liability & Theft |
69,011,000
5,925,000
|
43
26 %
|
65
77 %
|
48
31 %
|
16
13 %
|
60
79 %
|
77
91 %
|
* Surety Commercial Multi-Peril |
617,259,000
71,876,000
|
14
51 %
|
16
53 %
|
8 % |
110 % |
85
76 %
|
86
75 %
|
|
Warranty
Credit
|
236,256,000
28,353,000
|
45
78 %
|
43
49 %
|
104 % |
811 %% |
967 % |
970 % |
* Workers Earthquake ' Compensation |
443,067,000
10,339,000
|
520 % |
521 % |
2
-2 %
|
43 % |
89
60 %
|
88
62 %
|
|
Total
* Excess( All Lines Workers) ' Comp
|
10,215,890,000
15,396,000
|
65
42 %
|
64
37 %
|
7
-3 %
|
95 % |
597 % |
598 % |
|
Table
* Farmowners 1 | Source: Multi-Peril © A. M. Best Company
358,823,000— used by permission
52 %. Note
61: independent %
14 % agent-focused
9 % Lines of
36 Business % are
36 %
| |||||||
|
highlighted
* Federal with Flood an asterisk(*)
|
5,427,000 |
9 % |
5 % |
3 % |
-5% |
70 % |
70 % |
* Fidelity |
10,769,000 |
23 % |
24 % |
-9% |
-2% |
88 % |
88 % |
Financial Guaranty |
330,000 |
0 % |
0 % |
-7% |
-25% |
0 % |
0 % |
* Fire Peril Only |
239,470,000 |
52 % |
39 % |
15 % |
16 % |
93 % |
91 % |
* Homeowners Multi-Peril |
1,846,474,000 |
68 % |
54 % |
11 % |
9 % |
36 % |
35 % |
* Inland Marine |
295,934,000 |
47 % |
44 % |
0 % |
8 % |
78 % |
77 % |
* International |
5,000 |
38 % |
-3% |
0 % |
N / A |
100 % |
100 % |
* Medical Malpractice |
110,723,000 |
68 % |
54 % |
9 % |
11 % |
79 % |
82 % |
Mortgage Guaranty |
35,134,000 |
3 % |
3 % |
-24% |
-8% |
0 % |
22 % |
* Multi-Peril Crop |
1,088,520,000 |
91 % |
100 % |
-14% |
13 % |
92 % |
92 % |
* Ocean Marine |
13,691,000 |
50 % |
48 % |
6 % |
9 % |
97 % |
96 % |
* Other Liability( Claims-made) |
238,878,000 |
64 % |
55 % |
-2% |
6 % |
94 % |
93 % |
* Other Liability( Occurrence) |
544,001,000 |
80 % |
66 % |
9 % |
9 % |
80 % |
81 % |
* Private Crop |
73,221,000 |
112 % |
84 % |
1 % |
7 % |
95 % |
95 % |
* Private Flood |
4,081,000 |
2 % |
2 % |
-29% |
-2% |
84 % |
87 % |
* Products Liability |
69,011,000 |
43 % |
65 % |
48 % |
16 % |
60 % |
77 % |
* Surety |
71,876,000 |
14 % |
16 % |
8 % |
11 % |
85 % |
86 % |
Warranty |
236,256,000 |
45 % |
43 % |
10 % |
8 % |
96 % |
97 % |
|
KANSAS
* Workers ASSOCIATION ' Compensation OF INSURANCE AGENTS
443,067,000
|
52 % |
52 % |
2 % |
4 % |
89 % |
88 %
6
|
|
Total( All Lines) |
10,215,890,000 |
65 % |
64 % |
7 % |
9 % |
59 % |
59 % |
Table 1 | Source: © A. M. Best Company— used by permission. Note: independent agent-focused Lines of Business are | |||||||
highlighted with an asterisk(*) | |||||||