KIA&B_JanFeb2026-digital | Page 22

RISK MANAGEMENT
Occurrence and Aggregate E & O Limits for $ 0 to $ 2M GAP Agencies
Limit
Median
Average
Middle 50 % Range
Range( Min- Max)
Occurrence Limit
$ 2,000,000
$ 2,048,913
$ 1,000,000 – $ 2,000,000
$ 500,000 – $ 3,000,000
Aggregate Limit
$ 2,000,000
$ 2,907,609
$ 2,000,000 – $ 4,000,000
$ 1,000,000 – $ 6,000,000
Occurrence and Aggregate E & O Limits for $ 2M to $ 4M GAP Agencies
Limit
Median
Average
Middle 50 % Range
Range( Min- Max)
Occurrence Limit
$ 2,000,000
$ 2,687,500
$ 1,000,000 – $ 4,000,000
$ 1,000,000 – $ 7,000,000
Aggregate Limit
$ 3,500,000
$ 3,812,500
$ 2,000,000 – $ 5,000,000
$ 2,000,000 – $ 8,000,000
20 KANSAS INSURANCE AGENT & BROKER