KIA&B 2019 January/February 2019 | Page 26

Strategic Planning PLAN TO SUCCEED OR PLAN TO FAIL — YOUR CHOICE! A ny agency that chooses to conduct their business on a day-by-day basis without a road map or plan of attack has resigned itself to floating on the ocean of economic tides subject to whatever storms arise and whatever course the wind drives you. Any boater knows that it is suicide to simply point your ship “that-a-way” and sail until you run out of wind. Yet most agency owners will unlock their doors every day and sit in their offices doing the thousand things that must be done and waiting for the phone to ring, hoping that the call is for new business instead of for the cancellation of an account. So many agents have no plan for their business besides being open and answering client calls that it is astounding that more agents don’t shrink their revenue base every year until retirement becomes a necessity instead of a choice. These agents do not lack knowledge. They do not lack carriers or the human assets that could profit their clients. They lack a Strategic and Tactical Plan that would drive their businesses forward! Strategic Planning is rather esoteric. You actually need to know where you want to be in the long term (five years minimum) to plan strategically. But whether that goal is to be of a certain size, at certain 24 profitability, or even to be retired with a specific value to the agency, those long term goals give more meaning to the Tactical (annual) Planning process. But even if you are not yet organized sufficiently to plan for the long term, at least you can identify a set of Objectives that would satisfy your personal as well as professional needs in the short term - for the next calendar or fiscal year. Strategic Planning “Begins with the End in Mind” (from the 7 Habits of Highly Effective People - “thank you” to Stephen Covey) of creating a Mission and Vision Statement. The Vision Statement is your personal goal for the future - your reason for existence as an organization. Your Mission Statement incorporates a set of long term business goals which, if achieved, would put you into the position of your Mission Statement. Strategies are defined for every action item in both the Mission and Vision Statements that define what must be done differently within your organization that would allow you to achieve and become the organization defined by the two statements. Each Strategy should have a set of long term goals established that will be the foundation and staircase for that strategy to achieve the positions of the Mission and Vision of the organization KANSAS INSURANCE AGENT & BROKER | January - February 2019 |