KIA&B 2018 Vol 23 No. 4 | Page 21

A Matter of Trust 3 KEY WAYS TO ESTABLISH TRUST WITH PROSPECTIVE CUSTOMERS. D o you trust me? Well of course you don’t, we don’t even know each other. Trust is built in a relationship over a period of time and is earned when others are confident in your abilities, authenticity and character. Insurance is a business built on a foundation of trust. Company underwriters learn to trust the information provided by agents and brokers to determine accepta bility and pricing for their products. Likewise, the insurance-buying public must trust in those who purport to meet their financial objectives by properly matching their goals and needs to the various products and services offered by insurers and their representatives. Once earned, trust can continue to build over time or it can be quickly extinguished by one’s actions or inactions when those serve to undermine the foundation. You need only reflect on the recent situation by Cheryl Koch involving Wells Fargo Bank to see how a reputation, built literally over hundreds of years, can be irreparably harmed by a loss of trust. Trust is arguably the most important factor when selling insurance. A person or organization must have confidence in the seller’s ability to protect their most important assets. Imagine walking into a business person’s office and saying, “I realize I am a total stranger and you don’t know anything about me or my agency, but I’d like you to entrust to me your biggest assets and I promise I can save you a little money.” Ridiculous, right? And yet, isn’t that what people try to do every day in our business? So, how can you quickly establish a trusting relationship with a prospect so they might be motivated to engage your professional services? We would suggest there are three primary ways this can be accomplished. Continued on next page. | July - August 2018 | KANSAS INSURANCE AGENT & BROKER 19