KIA&B 2017 Vol. 22, No.5 | Page 27

® HOME BUSINESS INSURANCE Do you have a client who runs a small business from home? Will their homeowners insurance provide coverage when… Business equipment is stolen from their vehicle? ........................... NO! They accidentally knock over a display next to them at an exhibition or show? .............................................................. NO! Groceries spill onto inventory in the trunk of their car?.................... NO! Someone steals their cash box? ................................................... NO! A power surge damages their computer and fax machine?............... NO! Most homeowners and renters policies do not cover liability or damage to property from business activities. RLI’s Home Business Insurance provides coverage for as little as $150 per year!* Protection for home-based businesses! Your customers are not home free with most homeowners policies. What would happen if your client had inventory damaged or stolen? Typical homeowners insurance does not cover those losses for people if they run a small business out of their home. We are pleased to offer the perfect coverage for an in-home business: RLI’s Home Business Insurance Policy. For more product information visit www.rlicorp.com FEATURES: Liability limits up to $1 million Satisfies most event or show liability requirements Business property protection up to $100,000 (with $250 deductible) Optional coverage for money and securities Electronic data processing coverage Loss of income coverage Premiums starting as low as $150 annually* Search Products/Personal Insurance Coverages/Home Business Policies are underwritten by RLI Insurance Company *Premiums start at $150 for $300,000 liability and $5,000 business personal property in the lowest rated class in the lowest rated territory. Actual price may be higher depending on your individual characteristics and coverages that you select. Not all businesses will qualify for coverage. HBP-MK 503r (01/14) | September - October 2017 | KANSAS INSURANCE AGENT & BROKER 25