RURAL & SMALL HOTEL OPTIONS
Classes
TUESDAY CLASSES E & O Risk Management
Discover the most critical issues in E & O today, including recommendations for reducing exposures, sample letters and checklists, and common sense ideas on improving agency procedures. This seminar was developed by IIABA and Westport in conjunction with their E & O loss control program. Several experts in E & O will be on hand to answer questions and provide examples of real-life cases. This class qualifies agencies for a 10 % loss control credit.
Ethics
What do ethical obligations consist of? This session will explore doing the right thing, the golden rule, don’ t lie, don’ t cheat, and the fact that ethical obligations are very subjective. But there are legal consequences and actions that agents will face, should someone question their processes and procedures of doing business. We will also examine your fiduciary duty, fraud, and misrepresenting the terms of an insurance policy. Being informed is the key when protecting yourself and your agency.
Growth Through Acquisition
Mergers and acquisitions are at an all-time high in the industry. Small agencies are receiving calls daily and being asked“ are you interested in selling.” The experts with Live Oak Bank will explore your growth options and what your planning and fundamentals for acquiring an agency should be. Should you decide to merge, finding the right match in an agency is key. Our opening session will also tell you how a deal should be structured to protect both entities and finally what the execution and integration process consists of. These two hours are relevant for agency principals managing the current marketplace.
WEDNESDAY CLASSES As Though We Don’ t Have Enough to Worry About
This course will discuss some emerging issues which will change the way we look at our customers’ insurance programs. The topics will include drones( both personal and commercial exposures), the“ sharing economy”( ride sharing, car sharing and home rental), self-driving cars and golf carts approved for use on public streets. In addition, we will discuss two important homeowners topics: the“ where you reside” issue, and“ host liquor” liability.
Farm Property Exposures( AAIS)
This presentation will concentrate on property exposures common to our farm clients and how AAIS property coverage forms can be used to transfer typical risk. Emphasis will be placed upon‘ gaps’ present in common coverage forms and endorsements that can be used to provide more complete coverage.
Business Income
A comprehensive discussion of the new business income coverages and extra expense coverages. Be able to explain the advantages of blanket coverage the disadvantages of blanket insureds. Explore the new treatment of additional insureds. Examine the new Operation of Civil Authority coverage. Discover how to insured discretionary payroll. Learn how to pick the proper limits of coverage.
Life Insurance for the Living
Informative discussion of the many benefits, uses, and ways that life insurance can be leveraged while you’ re still alive! Many intricacies of policies have living benefits that can be utilized while you’ re still among the living. In this session, Corey discusses the ten things that you never knew life insurance could do!
Can Your Customers Weather the Storm?
Who needs an umbrella policy? What limit should I write? What’ s the difference between an umbrella and an excess policy? How can an umbrella provide“ implied” coverage? The personal umbrella is a much-needed, and often understood, policy. Learn why everyone needs an umbrella. This course will review personal umbrella policies and important items to consider.
The Additional Insured
This course is designed for licensed agents and adjusters that deal with the Commercial General Liability, Business Auto, Commercial Property, Umbrella and Workers Compensation contracts. Explore the reasons for using the additional insured endorsements and review the most commonly used endorsements. This course is designed for attendees with three to five years experience.
Farm Liability Exposures( AAIS)
This presentation will concentrate on liability exposures common to our farm clients and how AAIS liability coverage forms can be used to transfer typical risk. Emphasis will be placed upon‘ gaps’ present in common coverage forms and endorsements that can be used to provide more complete coverage.
Go Fund Me- Go Fund You- Go Fund Yourself!
Corey kicks around the subject of social media, crowdfunding, and our culture’ s recent reliance on others in the absence of proper estate planning; and various life, long-term care, and disability income policies that more adequately speak to these societal needs.
THURSDAY CLASSES Insurance Valuation Problems
Explore how to value the property of others. Examine the proper way to handle reporting form issues. Discuss the major valuation changes in the 2013 Commercial Property filing. Find out when actual cash value means market value. Close the gaps in the insured’ s programs. This course is designed for licensed agents and adjusters that deal with Homeowners and Commercial Property contracts. The course is created for students with three to five years experience.
Is There Coverage for These Exposures?
Sometimes it’ s fun to look at claims situations without worrying about handling an actual claim- and worrying about potential E & O exposures. This interactive course will present several homeowners and personal auto claims scenarios. Is there coverage? You be the judge. This will not be your average CE class.
Drones- What Do We Do Now?
This presentation will bring the attendee‘ up to speed’ on the most recent FAA directives and insurance industry stance on Unmanned Aircraft as they relate to our Commercial and Personal Lines clients. Specific discussion of ISO forms as well as a review of some carrier-specific forms will be used to navigate the participant through the concerns present in the insurance marketplace when discussing these exposures with our clients.
The Dangers of‘ Who Gets the Dough’
Life insurance and estate planning may be critical; but who will end up with the money can be tricky. This program focuses on properly naming your beneficiaries, stipulating what will happen upon your death, and how to strategically ensure that your assets land in the right hands and not held up in probate.
RURAL & SMALL HOTEL OPTIONS
The following hotels are offering discounted rates and room blocks for Rural & Small attendees.
To receive the discount rate and ensure room availability, hotel reservations must be made by Jan. 9 unless an earlier deadline is specified below.
The conference will take place at the Atrium. All other hotels are within easy driving distance.
Atrium Conference Center 1400 N Lorraine 620-669-9311 $ 75 per night Cut off: January 9
Comfort Inn & Suites 1601 Super Plaza 620-669-5200 $ 99.99 per night Cut-off: January 9
Days Inn 1420 N Lorraine 620-665-3700 $ 69.95- $ 89.95 per night Cut-off: January 9
Fairfield Inn & Suites 1111 N Lorraine 620-259-8787 $ 99.99 per night Cut-off: January 2
Hampton Inn 1401 1 / 2 E 11th 620-665-9800 $ 109.99 per night Cut-off: January 9
Holiday Inn Express 911 Porter Street 620-259-8656 $ 99.00 per night Cut-off: January 2