RURAL & SMALL HOTEL OPTIONS
Classes
TUESDAY CLASSES E & O Risk Management
Discover the most critical issues in E & O today , including recommendations for reducing exposures , sample letters and checklists , and common sense ideas on improving agency procedures . This seminar was developed by IIABA and Westport in conjunction with their E & O loss control program . Several experts in E & O will be on hand to answer questions and provide examples of real-life cases . This class qualifies agencies for a 10 % loss control credit .
Ethics
What do ethical obligations consist of ? This session will explore doing the right thing , the golden rule , don ’ t lie , don ’ t cheat , and the fact that ethical obligations are very subjective . But there are legal consequences and actions that agents will face , should someone question their processes and procedures of doing business . We will also examine your fiduciary duty , fraud , and misrepresenting the terms of an insurance policy . Being informed is the key when protecting yourself and your agency .
Growth Through Acquisition
Mergers and acquisitions are at an all-time high in the industry . Small agencies are receiving calls daily and being asked “ are you interested in selling .” The experts with Live Oak Bank will explore your growth options and what your planning and fundamentals for acquiring an agency should be . Should you decide to merge , finding the right match in an agency is key . Our opening session will also tell you how a deal should be structured to protect both entities and finally what the execution and integration process consists of . These two hours are relevant for agency principals managing the current marketplace .
WEDNESDAY CLASSES As Though We Don ’ t Have Enough to Worry About
This course will discuss some emerging issues which will change the way we look at our customers ’ insurance programs . The topics will include drones ( both personal and commercial exposures ), the “ sharing economy ” ( ride sharing , car sharing and home rental ), self-driving cars and golf carts approved for use on public streets . In addition , we will discuss two important homeowners topics : the “ where you reside ” issue , and “ host liquor ” liability .
Farm Property Exposures ( AAIS )
This presentation will concentrate on property exposures common to our farm clients and how AAIS property coverage forms can be used to transfer typical risk . Emphasis will be placed upon ‘ gaps ’ present in common coverage forms and endorsements that can be used to provide more complete coverage .
Business Income
A comprehensive discussion of the new business income coverages and extra expense coverages . Be able to explain the advantages of blanket coverage the disadvantages of blanket insureds . Explore the new treatment of additional insureds . Examine the new Operation of Civil Authority coverage . Discover how to insured discretionary payroll . Learn how to pick the proper limits of coverage .
Life Insurance for the Living
Informative discussion of the many benefits , uses , and ways that life insurance can be leveraged while you ’ re still alive ! Many intricacies of policies have living benefits that can be utilized while you ’ re still among the living . In this session , Corey discusses the ten things that you never knew life insurance could do !
Can Your Customers Weather the Storm ?
Who needs an umbrella policy ? What limit should I write ? What ’ s the difference between an umbrella and an excess policy ? How can an umbrella provide “ implied ” coverage ? The personal umbrella is a much-needed , and often understood , policy . Learn why everyone needs an umbrella . This course will review personal umbrella policies and important items to consider .
The Additional Insured
This course is designed for licensed agents and adjusters that deal with the Commercial General Liability , Business Auto , Commercial Property , Umbrella and Workers Compensation contracts . Explore the reasons for using the additional insured endorsements and review the most commonly used endorsements . This course is designed for attendees with three to five years experience .
Farm Liability Exposures ( AAIS )
This presentation will concentrate on liability exposures common to our farm clients and how AAIS liability coverage forms can be used to transfer typical risk . Emphasis will be placed upon ‘ gaps ’ present in common coverage forms and endorsements that can be used to provide more complete coverage .
Go Fund Me - Go Fund You - Go Fund Yourself !
Corey kicks around the subject of social media , crowdfunding , and our culture ’ s recent reliance on others in the absence of proper estate planning ; and various life , long-term care , and disability income policies that more adequately speak to these societal needs .
THURSDAY CLASSES Insurance Valuation Problems
Explore how to value the property of others . Examine the proper way to handle reporting form issues . Discuss the major valuation changes in the 2013 Commercial Property filing . Find out when actual cash value means market value . Close the gaps in the insured ’ s programs . This course is designed for licensed agents and adjusters that deal with Homeowners and Commercial Property contracts . The course is created for students with three to five years experience .
Is There Coverage for These Exposures ?
Sometimes it ’ s fun to look at claims situations without worrying about handling an actual claim - and worrying about potential E & O exposures . This interactive course will present several homeowners and personal auto claims scenarios . Is there coverage ? You be the judge . This will not be your average CE class .
Drones - What Do We Do Now ?
This presentation will bring the attendee ‘ up to speed ’ on the most recent FAA directives and insurance industry stance on Unmanned Aircraft as they relate to our Commercial and Personal Lines clients . Specific discussion of ISO forms as well as a review of some carrier-specific forms will be used to navigate the participant through the concerns present in the insurance marketplace when discussing these exposures with our clients .
The Dangers of ‘ Who Gets the Dough ’
Life insurance and estate planning may be critical ; but who will end up with the money can be tricky . This program focuses on properly naming your beneficiaries , stipulating what will happen upon your death , and how to strategically ensure that your assets land in the right hands and not held up in probate .
RURAL & SMALL HOTEL OPTIONS
The following hotels are offering discounted rates and room blocks for Rural & Small attendees .
To receive the discount rate and ensure room availability , hotel reservations must be made by Jan . 9 unless an earlier deadline is specified below .
The conference will take place at the Atrium . All other hotels are within easy driving distance .
Atrium Conference Center 1400 N Lorraine 620-669-9311 $ 75 per night Cut off : January 9
Comfort Inn & Suites 1601 Super Plaza 620-669-5200 $ 99.99 per night Cut-off : January 9
Days Inn 1420 N Lorraine 620-665-3700 $ 69.95 - $ 89.95 per night Cut-off : January 9
Fairfield Inn & Suites 1111 N Lorraine 620-259-8787 $ 99.99 per night Cut-off : January 2
Hampton Inn 1401 1 / 2 E 11th 620-665-9800 $ 109.99 per night Cut-off : January 9
Holiday Inn Express 911 Porter Street 620-259-8656 $ 99.00 per night Cut-off : January 2