2014 a.m. best’s Kansas market share report
who gained?
who lost?
gauging market share in kansas
across all lines of coverage
hese charts tell the story on how Kansas fared
in 2014 by line of coverage. It is important to
keep in mind that the loss ratios shown are pure
loss ratios and are not combined, which you can
estimate by adding 30%, plus or minus, for expenses. If
you are looking for new markets, these lists are a good
place to start. Some of the names will not be readily
familiar because A.M. Best uses the group name rather
than the name that may be used in Kansas or that may be
the most familiar member of the group.
T
If you need contact information on any of the carriers,
call or email the KAIA office and we will be glad to
help. You may also refer to the Agency Guide list on our
website, www.kaia.com. Go to the Member Resources tab,
then the Member Library page to download it. This list is
for KAIA members only and you will need your username
Written
(000)
Market
Share
Loss
Ratio
2010
Rank
2011 2012 2013
Rank Rank Rank
2014
Rank
13,801 11.30 58.76 1
1
1
1
1
1,828 1.5 35.1 2 2 2 3 2
1,165 0.95
45.10 6
6
7
5
3
1,054 0.86
65.25 3
3
3
4
4
1,032 0.84
111.58 -
-
-
8
5
928
0.76
25.28 4
4
5
6
6
853
0.69
84.66 -
-
-
-
7
780
0.63
29.68 5
5
6
7
8
705
0.57
89.35 8
8
10 8
9
512
0.41
38.89 7
7
9
9
10
Total All Independents: 25,656 21.01
Top 5 Direct Writers
State Farm Group
31,912 26.14 39.61 1
1
1
1
Amer Family Ins
14,907 12.21 46.31 2
2
2
2
Farmers Insurance Group
9,386 7.68
62.50 3
3
3
3
Farm Bureau P&C Group
8,365
6.85
57.62 4
4
4
4
Berkshire Hathaway
6,413 5.25
56.51 5
5
5
5
Total All Directs:
96,423 78.98
When looking at some of the lines, especially commercial
insurance lines, it is worth noting that a lot of the
premium volume that appears in the Direct Writer
category is actually written by independent agents.
Consider that Nationwide owns Allied, Allstate uses
both channels and Liberty Mutual’s independent
agent channel is now bigger than their direct channel.
Categorizing carriers is getting more difficult all the time.
We hope these reports will be useful to your agency as you
manage your company relationships. Please let us know if
there is other information that would be useful to you in
managing your operation.
other private passenger auto liability
private passenger Auto no-fault
Top 10 Independent
Agency Companies
Progressive Group
Travelers Group
Traders Ins Co
Hartford Insurance Group
Key Insurance Company
Farmers Alliance Companies
Sentry Ins Group
Columbia Insurance Group
State Auto Insurance Co
Buckeye Insurance Pool
and password to access it. The Agency Guide is one of
the best lists of independent agent markets you will find
anywhere, from anybody – period.
1
2
3
4
5
Top 10 Independent
Agency Companies
Progressive Group
Travelers P&C Group
Key Insurance Co
Hartford Insurance Group
Traders Insurance Co
State Auto Insurance Co
Sentry Ins Group
Farmers Alliance Companies
Columbia Ins Group
Kemper P&C Group
Written
(000)
Market
Share
Loss
Ratio
79,591
15,585
13,523
8,901
5,819
5,094
5,090
5,019
3,315
2,761
11.52
2.25
1.95
1.28
0.84
0.73
0.73
0.72
0.48
0.40
61.10
53.04
51.06
51.74
59.28
76.02
64.62
72.30
65.49
51.04
Total All Independents:
163,351 23.66
2010
Rank
1
2
3
4
6
8
-
5
7
-
2011 2012 2013
Rank Rank Rank
1
2
3
4
6
8
-
5
7
12
1
2
3
4
7
6
-
5
8
10
1
2
3
4
7
6
-
5
9
10
Top 5 Direct Writers
State Farm Group
130,686 18.93 63.92 1
1
1
1
Amer Family Ins
86,694 12.55 66.16 2
2
2
2
Farmers Insurance Group
62,810 9.09
57.28 3
3
3
3
Farm Bureau P&C Group
51,542 7.46
67.98 4
4
4
4
Allstate Ins Group
33,683 4.87
61.41 -
-
-
-
Total All Directs:
527,017 76.33
2014
Rank
1
2
3
4
5
6
7
8
9
10
1
2
3
4
5