July 2026 Market Indicator Report July 2026 | Page 10

Housing Affordability Index

This index measures housing affordability for the region. For example, an index of 120 means the median household income is 120 % of what is necessary to qualify for the median-priced home under prevailing interest rates. A higher number means greater affordability.
July
Year to Date
64 63
64 67
61
63
2024 2025 2026
2024 2025 2026
- 4.5 %- 1.6 % + 6.3 %- 4.5 %- 1.6 %-3.2 %
Affordability Index August 2025 September 2025 October 2025 November 2025 December 2025 January 2026 February 2026 March 2026 April 2026 May 2026 June 2026 July 2026 12-Month Avg
Historical Housing Affordability Index by Month
140
120
100
80
60
40
20
0
01-2020
01-2021
01-2022
01-2023
01-2024
01-2025
Current as of August 10, 2026. Data © 2026 REsides, INC. All Rights Reserved. | Sponsored by South Carolina REALTO