July 2020 | Page 71

S P E C I A L P R O M O T I O N S Buying a home can be complicated, especially when it’s your first foray into the world of real estate. That’s why we’ve asked some of the state’s most trusted realtors to share their top tips (and non-starters) for prospective homeowners. EDITED BY KAITLYN MURRAY OF FINDING YOUR HOME “Before setting up an appointment to look at a house, take a drive by and also check it out online to find out all that you can about the property before actually touring it.” — Paul A Leys of Gustave White Sotheby’s International Realty, gustavewhite.com “Think long term: ‘Where do I see myself in five years?’ Also, think location, location, location before locking in those amenities that you want. It will pay off in the long run!” — Mary Ann Lisi of Residential Properties, Ltd., residentialproperties.com get someone different to help you! Buying your first home can be a lot of fun, so be engaged from beginning to end!” — John Chapski of Coldwell Banker Realty, nemoves.com The Don’ts OF FINANCIAL PREP “Don’t apply for any new credit or make any major purchases on credit before your sale is final.” — Arianne Tanasio, Broker of Tanasio Realty Advisors, tanasiorealty.com represent you.” — Kim Fleming of Gustave White Sotheby’s International Realty, gustavewhite.com “Don’t go directly to the listing agent to make an offer; they do not represent you, they represent the seller.” — Arthur Chapman of William Raveis, raveis.com “Don’t work with multiple agents. When you work with multiple agents, it’s hard to develop a relationship and get to know each other.” — Rachel Jones, Sales Associate at Lila Delman Real Estate, liladelman.com “Focus your search to two to three areas — it can get overwhelming if you are not targeting specific cities, towns or neighborhoods. Allow your realtor to help decide which might be best given your budget, desires, etc.” — John Moretti of Williams and Stuart Estate, williamsandstuart.com “Understand your needs, i.e. number of beds, number of baths and viable cities, but also look for potential — your sweat equity could yield great gains!”— Edward Rayden of Residential Properties, Ltd., residentialproperties.com “Know that the value of property will always rise. It may seem like a rollercoaster, but it’s the best investment that you can make. Home ownership is the great equalizer in every income bracket — it always builds wealth.” — Robert Rutley of the Blackstone Team at Mott and Chace Sotheby’s International Realty, mottandchace.com OVERALL “Keep an open mind and listen to the professionals. It’s a tricky market, and sometimes there are a lot of ‘outside’ experts who like to give real estate advice.” — Kim Fleming of Gustave White Sotheby’s International Realty, gustavewhite.com “Set realistic goals, listen to your agent’s guidance and find a team (banker, attorney and agent) that is communicative.” — Michelle Snoeren of Residential Properties, Ltd., residentialproperties.com “In this tight market, bid competitively from the get-go.” — Arianne Tanasio, Broker of Tanasio Realty Advisors, tanasiorealty.com “Be sure to ask questions. Many buyers feel they are bothering their agent by calling them and asking for help. An experienced real estate agent has a wealth of knowledge and is a great resource of information. Use this time to learn as much as you can. It benefits everyone if all parties are communicating in a fruitful manner.” — Elise Vetri of Keller Williams Northern RI, elisevetri.com “Know that it’s okay not to know things and if the realtor, lender or home inspector doesn’t have the time to explain what’s going on, then you need to “Don’t change jobs. Job stability is key until your purchase is closed.” — Holly Prentice of Keller Williams Realty of Newport, kwnewportbeach estates.com “Don’t make an offer on a property until you have a proof of funds or a pre-qualification in hand, it can be very disappointing if you lose out on a property because you were not prepared, or in a financial position to buy.” — Kim Fleming of Gustave White Sotheby’s International Realty, gustavewhite.com “Don’t go into a transaction unrepresented — this is one of the largest purchases most of us make. Make sure you have good advice and counsel. Zillow and the like are not substitutes for a good realtor.” — James DeRentis of Residential Properties, Ltd, residentialproperties.com OF SELECTING A REALTOR “Don’t try to search for a home on your own. Always hire an agent so you have someone on your side who is looking out for your best interest.” — David Travers of Keller Williams East Bay, kw.com “Don’t just go online and choose a realtor from a real estate website — meet with a few different folks from various companies. Attend some open houses in your target area or that might be in your desired price point to meet realtors who understand that market. It is very important that you have trust and a comfortable rapport with the person who will be representing your fiduciary best interests!” — John Moretti of Williams and Stuart Estate, williamsandstuart.com “Do not hire the first agent you come in contact with. Ask to interview them or, at the very least, ask about their experience and number of homes that they have sold.” — Elise Vetri of Keller Williams Northern RI, elisevetri.com “Be careful when you are searching for listings on third party websites. Often, you are not speaking with the agent representing the property. Don’t feel you are obligated to work with an agent who contacts you, it is your choice who you want to “Do not sign a buyer’s representation agreement before being 100 percent comfortable with the agent.” — Michael Russo of RI Real Estate Services, 401sold.com OF FINDING YOUR HOME “Don’t set your heart on a specific style of home. Be open to anything and buy for location first.” — Mary Ann Lisi of Residential Properties, Ltd., residentialproperties.com “Don’t let the pictures online fool you — many times the house in reality is much different than online. Sometimes better, but also sometimes not as nice. Go and see it for yourself.” — Paul A Leys of Gustave White Sotheby’s International Realty, gustavewhite.com “Don’t be afraid to wait for the house that checks all of the boxes. This market is unique with all that is going on right now. Home buying is a process and you may have to wait until more inventory comes on the market to find the perfect home for you. But when it does, be ready to jump on it and be sure you get it. Go all in as you will have competition!” — John Chapski of Coldwell Banker Realty, nemoves.com “Don’t skip the home inspection on your first home. This is your time to understand everything about this big purchase.” — Holly Prentice of Keller Williams Realty of Newport, kwnewport beachestates.com OVERALL “Don’t be afraid to ‘stop the music!’ If you are having second thoughts on a purchase, just say so and walk away! This is especially important during the home inspection phase of the purchase. A good realtor will work quickly to get your deposit back and get you onto the next property showing ASAP. I’ve hand-delivered return deposits rather than letting them float around in the mail. If you’re not happy, speak up, change direction and find something else to buy!” — John Chapski of Coldwell Banker Realty, nemoves.com * Note: Answers have been edited for clarity and/or length. RHODE ISLAND MONTHLY l JULY 2020 69