Jewish Life Digital Edition April 2014 | Page 54

WE ASK MON€Y Through the LOOKING GLASS What are the prospects for SA’s economic growth? I BY RUTH REHBOCK ALTHOUGH BRILLIANT AND KNOWLEDGEABLE individuals try to predict how world economies will grow and change, there is always the possibility that things will take a different turn. In South Africa, where there are so many variables that play a role in our development, including that we are a young democracy, there is always the possibility of change. While the future of our economy sometimes seems rather gloomy, South Africa has a lot going for it. Sadly, experts predict SA’s growth prospects are likely not to be all that promising for the next while, which is in line with First World growth predictions. Our economy should only grow at a rate of around 2.5% to 3.5% per annum for the next couple of years. But there are some reasons to remain hopeful, say economists. What’s critical, they say, is that SA should be doing whatever it can to grow as fast as possible. “We need to make up the socioeconomic ground required to create a sustainable and stable society,” says Frank Blackmore, associate director in the Financial Risk Management division at KPMG, in Johannesburg. In other words, if we can straighten out our social and political woes, the private sector would be able to channel its energy and resources into industrial development. Blackmore adds that government and business leaders need to work together to achieve this, as all political and economic policies are interlinked. “Their common goal for South Africa ought to be broad-based economic growth.” WHAT CAN SA DO TO ATTRACT FOREIGN DIRECT INVESTMENT? Well-known South African economist, Dawie Roodt, director and chief economist 50 JEWISH LIFE ISSUE 72 at Efficient Group, in Pretoria, says SA must sort out its political issues to engender business confidence. “Currently, potential investors are confused by political strife, mining unrest, rising debts and an environment that appears to be hostile to foreign direct investment (FDI).” On the other hand, economists also say there isn’t just one determining factor when it comes to attracting FDI. “Companies are by nature risk-taking machines that will invest as long as there will be compensation for the risks in the broader scheme of things; that is, in the long term,” says Blackmore. In other words, SA wouldn’t have to be the best on each variable in order to attract FDI; it only has to be consistent and offer rewards commensurate with the risks taken. “If SA becomes more of an incubator for the private sector to grow and flourish, we have many unique endowments, such as natural resources, a solid infrastructure and the fact that we are located on a continent set to enter its rapid growth phase,” says Blackmore. SA is consistently placed in the top three countries with regard to foreign investment flowing into Africa, say the experts. However, Blackmore adds that we should be attracting much more investment, given that our economy is much more sophisticated than those of other emerging markets. For instance, we have a solid political and social infrastructure, well-established institutions, and an extremely robust financial system. However, Roodt emphasises that without a stable currency, SA will lose its appeal. “We need a stable currency – not a strong or weak one, but a What investments in SA are close to zero risk regardless of the country’s economic and political future (Gold/property etc)? There really are no investments in South Africa that are close to zero risk. Of course, it depends on how one defines risk. That being said cash will at least maintain its capital value with the only true nominal risk being tax, which is uniquely dependent on an individual’s tax regime. However, even cash has risks, particularly on a real basis when one takes inflation into consideration, even though the real rate of return for cash over the last 13 years has been around 2.4%. What can we expect re: interest rates in the next 5 years? International and domestic overnight rates are expected to normalise to the long term real repo rate plus inflation, over the next couple of years. The South African normalised rate would thus be about 8.5%, with a long-term real repo rate of around 2.5% and inflation of around 6%. The underlying assumption is of course that we are able to stick to the inflation target. This response refers to the overnight rate. – Bradley Mitchell, Research Manager, Sasfin Securities (Pty) Ltd. stable one which is less disruptive to economic growth.” In terms of SA’s membership in BRICS, economists say it is always a positive thing to diversify when it comes to broadening a base of trading partners. “SA won’t substitute BRICS nations for the EU; however, given the growth rates of China and countries like India, aligning ourselves with countries like them is a good strategy for growing our economy,” says Blackmore. Especially when economic growth in the US and EU is also somewhat stunted at present. What we have to bear in mind when SA gets negative reviews in the media at home and abroad is that we have the most sophistic ]Y[