FRED HAMM , INC . Disposal Service 570-398-1814
FAMILY-OWNED SINCE 1968 Residential ... Commercial ... Industrial Payments can now be made online . Give us a call for more information .
ASK US ABOUT OUR
SINGLE STREAM RECYCLING !
• Commercial Dumpster Service
• Commercial Recycling Service
• Roll-Off Service
• Cart Service
640 Railroad Street P . O . Box 5096 • Jersey Shore , PA 17740
... in two convenient locations !
Stop by today and let us help you with your real estate needs !
5
Ways to Save Money for a Down Payment & Closing Costs on a New House :
1 ) Trim unnecessary expenses , like cable services , gym membership , dining out , etc .
2 ) Open a dedicated savings account and consider CD or money market accounts for higher gains .
3 ) Automate your savings through your employer or bank .
4 ) Traditional or Roth IRAs are great retirement vehicles and allow you to withdraw up to $ 10,000 for a home .
5 ) Down payment assistance programs can offer grants , low-interest loans , and down payments as low as 3.5 % or even 0 %.
-
Smart
TIPS
Insanely Clever Ideas !
34 “ Good News ” -- January -- www . bearcountrygoodnews . com
1988 West 3rd Street , Williamsport office : 570-772-6800
7 West Main Street , Lock Haven
office : 570-748-3211 cell : 570-295-8233 www . swcrealty . com
Brady Carnahan , Realtor
Helpful Hacks
Does your dog hate doing his or her business in the snow ? Little ones , in particular , are usually not very fond of it !
Make things easier for your best friend . When snow is in the forecast , put some pieces of plywood down in a usual potty spot ... just lift when the snow has stopped and your pup will have a dry area in which to go !