January 2021 | Page 5

You open the account . We ’ ll deliver the bonus .

Receive $ 100 for opening a checking account . Get another $ 100 for adding a savings or money market account . Register to be eligible for the bonus at harborone . com / register .
Receive $ 100 when you open a new checking account . Just make direct deposits totaling at least $ 2,500 within 60 days to qualify .
Get an additional $ 100 when you add a new savings or money market account . Just make deposits totaling $ 500.00 within the first 60 days of the checking account opening .
To be eligible for the bonus , make sure to register at harborone . com / register within 60 days of account opening .
And , remember , at HarborOne , 100 % of your deposits are 100 % insured .
VISIT OR CALL HARBORONE TODAY . HARBORONE . COM • 800.244.7592
* * Location where where offered offered : Offer : Offer available only only to to residents of of MA MA , NH , NH , and , and RI RI . . Offer subject to to change at any time .. Registration : Primary : Primary tax tax owner owner of of checking account must must open open and and fund their account AND register for the bonus within 60 days of account opening at harborone . com . // register in in order to to be be eligible . .
Criteria Criteria for for New New Customers : New : New customer to the the Bank Bank ; ; Existing customer that that did did not not have a a checking account ; Existing customer that is not the tax owner on on any existing checking account ; Considered ; new new if the if the customer has has not not had had a a checking checking account account in prior in prior 12 months 12 months ; If ; If multiple accounts are are opened with with the the same signer , , only one account will be eligible for the incentive .
To receive To receive the the $ 100 $ 100 Checking Checking bonus bonus : 1 ): Open 1 ) Open any any new new eligible eligible HarborOne Personal Checking Account ;; 2 ) Receive direct deposits totaling at least $ 2,500 to to this account within 60 60 days days of of account opening opening . Qualifying . direct direct deposits deposits are are recurring recurring electronic electronic deposits deposits of your of your paycheck paycheck , pension , pension or or government benefits such such as as social security from your Employer or the Government . Direct Deposits that do do not not qualify include : deposits : to to your your account account made made by by an an individual individual using using online online banking banking or internet or internet payment payment providers providers , Person , Person to to Person Person and and bank bank transfers between your your existing HarborOne Bank accounts or accounts you have at at other financial institutions or or brokerages . .
To receive To receive the the $ 100 $ 100 Savings Savings bonus bonus : Open : Open any any new new eligible eligible HarborOne HarborOne Personal Personal Savings Savings or or Money Money Market account in in accordance with the minimum opening balance requirement and and maintain maintain at at least least a $ a 500 $ 500 balance balance within within 60 60 days days of the of the Checking Checking Account Account Opening Opening . ( Must . ( Must also also complete complete checking checking bonus bonus requirements requirements to to be be eligible eligible for for the the additional $ 100.00
)
Bonus Bonus
Conditions Conditions
: Account : Account must must remain remain open open
, active , active
, in , in good good standing standing , and
, and in in the the same same product product type type through through the the 60 60 day day period period from from account account opening opening to to receive receive the the bonus bonus for for noted noted offers offers above above
. Once . Once the the offer offer criteria criteria is met is met
, the , the bonus bonus will will be credited be credited into into the the new new personal personal checking checking or or savings savings account account no no later later than than 80
80 days days from from account account opening opening
. . We We offer offer checking checking and and savings savings accounts accounts with with Annual Annual Percentage Percentage Yields Yields
( APYs ( APYs
) that ) that depend depend on on the the type type of of account account you you choose choose . For
. For representative examples see below . The APY ’ s are accurate and effective as of 7 / 14 / 2020 for the following representative examples below : representative examples see below . The APY ’ s are accurate and effective as of 7 / 14 / 2020 for the following representative examples below
Checking : iChecking with a minimum balance of $ 0.01- $ 19,999.99 will earn an APY of 0.15 %; $ 20,000 or more will earn 0.15 %-0.05%; if eligibility requirements are not met , the entire balance will earn an APY of 0.05 %. To maintain iChecking Checking account
: iChecking you must with meet
a the
minimum following
balance eligibility
of $ requirements
0.01- $ 19,999.99 each
will calendar
earn an month
APY of : Receive
0.15 %; your
$ 20,000 account
or more statement
will earn electronically
0.15 -0.05 AND
%; if at
eligibility least one
requirements direct deposit
are must
not post
met to
, the your
entire account
balance OR at
will least
earn ten
an debit
APY card
of 0.05 point
%. of
To sale
maintain transactions
iChecking account must you post must and clear meet to the your following account eligibility . iChecking requirements requires a minimum each calendar of $ 10 month to open
: Receive the account your
. account You must statement maintain a electronically minimum average
AND at daily least balance one direct of $ 500.00 deposit to must avoid post a $ 5 to monthly your account maintenance OR at least service ten charge debit card . point of sale transactions must post and clear to your account . iChecking requires a minimum of $ 10 to open the account . You must maintain minimum average daily balance of 500.00 to avoid a $ 5 monthly maintenance service charge . Savings : Our statement savings account pays a 0.05 % APY and requires a minimum of $ 5.00 to open the account . You must maintain a minimum average daily balance of $ 200.00 or combined average daily balances of $ 2,000.00 to avoid
Savings a $ 2 : monthly Our statement maintenance savings service account charge pays . Combined a 0.05 % APY balances and requires include Checking a minimum accounts of $ 5.00 , Savings to open accounts the account , Money . You Market must accounts maintain , and minimum CDs . average daily balance of $ 200.00 or combined average daily balances of $ 2,000.00 to avoid a $ 2 monthly maintenance service charge . Combined balances include Checking accounts , Savings accounts , Money Market accounts and CDs .
Money Market : Our rewards money market account – if your daily balance is more than $ 0.00 but less than or equal to $ 24,999.99 the interest rate paid on the entire balance in your account will be 0.20 % with an annual percentage yield of
Money 0.20 Market %; If your : Our daily rewards balance money is $ 25,000.00 market account but less – than if your or equal daily balance to $ 99,999.99 is more the than interest $ 0.00 rate but paid less on than the or entire equal balance to $ 24,999.99 in your account the interest will be rate 0.35 paid % with on the an annual entire percentage balance in your yield account of 0.35 %; will If be your 0.20 daily % balance with an is annual $ 100,000.00 percentage but yield less of 0.20 than %; If or your equal daily to $ balance 249,999.99 is $ 25,000.00 the interest but rate less paid than on or the equal entire to balance $ 99,999.99 in your the account interest will rate be paid 0.50 on % the with entire an annual balance percentage in your account yield of 0.50 will be %; 0.35 If your % with daily an balance annual is percentage $ 250,000.00 yield but of less 0.35 than %; If or your equal daily to $ balance 499,999.99 is $ 100,000.00 the interest but rate less than paid or equal on the to entire $ 249,999.99 balance in the your interest account rate will paid be 0.50 on the % with entire an balance annual percentage in your account yield of will 0.50 be %; 0.50 If % your with daily an balance annual percentage is $ 500,000.00 yield but of 0.50 less than %; If or your equal daily to balance $ 999,999.99 is $ 250,000.00 the interest but rate less paid than on the or entire equal balance to $ 499,999.99 in your account the interest will be rate paid 0.20 on the % with entire an balance annual percentage in your account yield will of 0.20 be 0.50 %; If % your with daily an annual balance percentage is $ 1,000,000.00 yield of but 0.50 less %; If than your or daily equal balance to $ 2,999,999.99 is $ 500,000.00 , the interest but less rate than paid or equal on the to entire $ 999,999.99 balance in the your interest account rate will paid be 0.20 on the % entire with an balance annual in percentage your account yield will of be 0.20 0.20 % with %; If an your annual daily percentage balance is $ yield 3,000,000.00 of 0.20 %; or If more your , daily the interest balance rate is $ paid 1,000,000.00 on the entire but balance less than in your or equal account to $ will 2,999,999.99 be 0.20 % with , the an interest annual percentage rate paid on yield the entire of 0.20 balance %. Rewards in your money account market will requires be 0.20 a % minimum with an annual of $ 25,000 percentage to open yield this of 0.20 account %; If your . You daily must balance maintain is $ a 3,000,000.00 minimum average or more daily , the balance interest of $ rate 25,000.00 paid on to the avoid entire a $ balance 25 monthly in your maintenance account will service be 0.20 charge % with . an annual percentage yield of 0.20 %. Rewards money market requires a minimum of $ 25,000 to open this account . You must maintain a minimum average daily balance of $ 25,000.00 to avoid a $ 25 monthly maintenance service charge .
Interest rates are variable and subject to change . Additionally , fees may reduce earnings on the account . Bonus offers do not apply to those customers who have been paid a promotional premium in the past 24 months . Bonuses are considered Interest interest rates and are will variable be reported and subject on IRS to Form change 1099-INT . Additionally . Offer is , fees subject may to reduce change earnings or cancellation the account without notice . Bonus . HarborOne offers do not Bank apply employees to those are customers not eligible who . have been paid a promotional premium in the past 24 months . Bonuses are considered
interest and will be reported on IRS Form 1099-INT . Offer is subject to change or cancellation without notice . HarborOne Bank employees are not eligible . Member FDIC . Member DIF .
Member FDIC . Member DIF .