WEALTH MANAGERS
Joanne M . Daly First Vice President , Financial Advisor , Family Wealth Advisor , Certified Divorce Financial Analyst ®
Helping Clients Gain Greater Control of Their Financial Life and a Secure Future
• Caring , patient , compassionate , understanding and trustworthy
• Financial guidance for women going through divorce or widowhood
• Tailored financial strategies to help enhance , preserve and protect wealth
• Proactive , ongoing communication and personal concierge services
• Financial planning and guidance to help make smart financial decisions
2021 winner Joanne M . Daly , First Vice President , Financial Advisor , Family Wealth Advisor , CDFA ®, NMLS 1510426
Joanne Daly is devoted to helping her clients gain greater control of their financial life , make smart decisions about their money and plan for a secure financial future . Joanne ’ s practice includes individuals , couples , doctors , professors and businesses , but many of her clients are women who have become solely responsible for their financial future after experiencing divorce , the death of a loved one or an inheritance of significant wealth . Joanne has seen the emotional and financial challenges women have faced when losing a spouse , and that is why she requires both spouses participate in her meetings . She strives to ensure that if something happens to one , the other will be better prepared to handle their financial affairs . Joanne acts as a personal CFO for her clients , collaborating with lawyers , CPA ’ s and mediators to develop a financial lifestyle budget and a holistic family wealth plan that incorporates their personal values and goals . Joanne provides tailored portfolio strategies , financial solutions and insurance protection strategies to help her clients enhance , preserve and protect their wealth so they can achieve what ’ s most important to them . Joanne lives in Narragansett , and though her office is in Providence , she meets with many clients in their homes , offices or via virtual meetings . Joanne has more than 25 years of combined wealth planning and prior CPA experience , giving her the ability to offer a boutique of wealth management services . Joanne is a frequent guest speaker on various financial topics for civic organizations and companies , as well as an active volunteer in her community .
One Financial Plaza , Floor 19 • Providence , RI 02903 Phone : 401-863-8467 joanne . daly @ morganstanley . com www . advisor . morganstanley . com / joanne . daly www . linkedin . com / in / joannedaly
Morgan Stanley and its Financial Advisors do not provide tax advice . Individuals should seek advice based on their particular circumstances from an independent tax advisor . Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates . The use of the CDFA ® designation does not permit the rendering of legal advice by Morgan Stanley or its financial advisors which may only be done by a licensed attorney . © 2020 Morgan Stanley Smith Barney LLC . Member SIPC . CRC3271652 10 / 2020 .
FIVE STAR WEALTH MANAGER AWARD WINNER
The Five Star Wealth Manager award , administered by Crescendo Business Services , LLC ( dba Five Star Professional ), is based on 10 objective criteria . Eligibility criteria – required : 1 . Credentialed as a registered investment adviser or a registered investment adviser representative ; 2 . Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years ; 3 . Favorable regulatory and complaint history review ( As defined by Five Star Professional , the wealth manager has not ; A . Been subject to a regulatory action that resulted in a license being suspended or revoked , or payment of a fine ; B . Had more than a total of three settled or pending complaints filed against them and / or a total of five settled , pending , dismissed or denied complaints with any regulatory authority or Five Star Professional ’ s consumer complaint process . Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional ’ s consumer complaint process ; feedback may not be representative of any one client ’ s experience ; C . Individually contributed to a financial settlement of a customer complaint ; D . Filed for personal bankruptcy within the past 11 years ; E . Been terminated from a financial services firm within the past 11 years ; F . Been convicted of a felony ); 4 . Fulfilled their firm review based on internal standards ; 5 . Accepting new clients . Evaluation criteria – considered : 6 . One-year client retention rate ; 7 . Five-year client retention rate ; 8 . Non-institutional discretionary and / or non-discretionary client assets administered ; 9 . Number of client households served ; 10 . Education and professional designations . Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers . Award does not evaluate quality of services provided to clients . Once awarded , wealth managers may purchase additional profile ad space or promotional products . The Five Star award is not indicative of the wealth manager ’ s future performance . Wealth managers may or may not use discretion in their practice and therefore may not manage their client ’ s assets . The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication . Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success , nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future . For more information on the Five Star award and the research / selection methodology , go to fivestarprofessional . com . 624 Rhode Island-area wealth managers were considered for the award ; 151 ( 24 % of candidates ) were named 2021 Five Star Wealth Managers . 2020 : 614 considered , 132 winners ; 2019 : 568 considered , 131 winners ; 2018 : 545 considered , 131 winners ; 2017 : 476 considered , 189 winners ; 2016 : 495 considered , 173 winners ; 2015 : 637 considered , 194 winners ; 2014 : 677 considered , 204 winners ; 2013 : 553 considered , 185 winners ; 2012 : 287 considered , 111 winners .
LEARN MORE AT FIVESTARPROFESSIONAL . COM — FS-10