IXL Social Enterprise Case Studies Housing January 2012 | Page 10
Revolutionizing the way to make housing affordable for everyone
Today
Implications
Donor
Business Models
Parent
Leadership Capacity
International
Franchise
Operational Effectiveness
Competency/Capabilities
Scope and Scale
Developer
Culture/Values
Partnership/Competition
Teacher
Isolationist
“Hub” (controller)
Structural Flexibility
Infrastructure
Key Differentiators
Tomorrow
Asset Builder
Partner
Global
Contextualizer
Housing-Expert
Learner
Catalyst
“Spoke” (partner)
Figure 5. Strategic Goals 2007-2011
of Housing and Urban Development (HUD)
in the United States and UNHabitat worldwide
have been among the few leading the way in
understanding and solving urban complexities.
Local solutions are difficult to scale across
geographies
Operating in over 80 countries creates an
enormous diversity in the cultural norms guiding
HFHI policy and programs. Lending practices are
highly connected to a particular group’s cultural
standards. In much of the Middle East, charging
interest challenges religious (and often business)
practices.40 Although HFHI offers affordable
loans, often with interest rates significantly lower
than traditional bank [