Island Life Magazine Ltd October/November 2013 | Page 142

Legal issues with Terence Willey & Company The dangers of ‘doorstep’ purchases In 2000 the Doorstop Selling Regulations were introduced which applied and affected all goods or services worth over the sum of £35.00 being sold to you on the doorstep. In essence although the phraseology refers to ‘doorstep’ it does embody all transactions that are considered ‘face to face’, but away from the seller’s business premises. It is important to remember that the right of cancellation within seven days is open to the buyer, but at the same time extreme caution must be exercised for the same to be effective and enforceable. Accordingly the seller must serve a ‘notice of the right to cancel’ at the time the contract is made between the customer and the seller. This must effectively be a separate document that will be noted in a separate box on the contract itself. The statement must be made that the customer has at least seven calendar days in which to cancel and there must be a detachable cancellation form that the customer can fill in and return. Quite surprisingly the Court of Appeal recently undermined these regulations in a case where a trader had failed to provide the Cancellation Notice to the customer. The Court’s view was that as no Notice had been given the contract was unenforceable. This effectively meant that the customer was unable to recover the deposit he had paid. Under such regulations a cancelling customer, within the seven day period, is entitled to recover any deposit paid, but because no Cancellation Notice 142 www.visitislandlife.com had been given there was no cancellation period under the regulations and thus no right to cancel and no right to reclaim the deposit. This serves to demonstrate that a consumer can be worse off if no Cancellation Notice is given since then no deposit is refundable and demonstrates to us all that all goods and services purchased face to face in this way should include a proper ‘notice of the right to cancel’ in writing at the time the contract is made or such services ordered and acknowledged between the seller and the customer. Services provided by professionals away from their normal place of business do not escape these regulations and the right to cancel such services within the seven day period must similarly be made clear between the professional and the client and so confirmed in writing. With consumers these days purchasing good and services ‘on line’, rather than face to face, it is perhaps these regulations, so introduced in 2000, that highlight the necessity for due vigilance to us all when entering into any contract to purchase goods and services generally. Terence Willey & Company, Lawyers and Commissioners for Oaths (incorporating Malcolm Daniells & Company and The Bembridge Law Practice) Terence Willey 01983 875859 Mark Willey 01983 611888 www.terencewilley.co.uk