Investment Projects, Business Armenia Haypost Public-Private Partnership | 页面 12

PostBank will also contribute to financial inclusion and literacy by providing the following
results:
The share of involvers in formal financial system (%) 2019 2024
The share of adults with bank deposit accounts, including 30% 90%
• The share of adults with bank deposit accounts 30% 90%
• The share of formal loan users among the debtors 30% 90%
• The share of bank account or payment card holders 50% 90%
• The share of product holders with at least one insurance product 30% 70%
The share of financial literates (%) 2019 2024
The share of financial literates, including 30% 60%
• The share of effective managers of personal and family budget 30% 75%
• The share of savings holders and long-term managers 30% 75%
• The share of effective debt managers 60% 80%
• The share of the users collecting, comparing information and making
responsible decisions while using financial services 30% 70%
• The share of the ones attaching importance to professional consultation 30% 75%
• The share of the ones actively standing for their rights 30% 75%
• The formation of positive attitude towards the management of personal
finances 30% 75%
12