intelligent

Building on the legacy ‘ Curtains ’ platform , it offers a completely new digital roadmap , enabling credit unions and financial institutions to maximise and grow their loan portfolio in a secure digital way .

Credit union members will now have access to a range of financial products they were previously denied and this

digital advantage will empower the sector to grow and increase responsible lending to the communities they serve .

The Sercle digital portfolio gives credit unions advanced digital onboarding and instant loan decisions with a powerful and flexible product portfolio .

It offers a one stop solution through open API into the existing platform infrastructure and into the new cloud platform that launches in 2021 .

Sercle ’ s clients will have access to advanced tools such as : data analytics , to manage and report on their portfolios ; open banking , to enable real time data from applicants to make fully informed

Lindsay Ward , Executive Director of Sercle

lending decisions ; fully integrated solutions from one platform to provide automated reconciliation , security and regulatory reporting .

Members , lenders and savers will have access through mobiles and online via desktop in real time , with informed risk-based decision tools accessing their accounts virtually and securely . New advanced technology will lead the way in providing secure environment to share documents and data between members and financial institutions .

The Sercle business is a leader in the credit union sector with more than 30 years ’ experience and supporting around 1.5 million members . Part of the Omnio Group , it currently processes a host of products across its platforms including : savings , loans , mortgages , banking and current accounts .

Adrian Cannon , CEO of OMNIO , said : “ Sercle offers a new chapter for credit unions . By supplying them with an enhanced range of financial technology products they can substantially improve their offering to existing and new members . Our new , easy to use and secure platforms and products , with the introduction of open APIs , now defines the ‘ best in class ’ category in credit union technology and will significantly enhance the way credit unions are managed and introduce their members to a range of financial products previously beyond their reach .”

Lindsay Ward , Executive Director of Sercle , added : “ Over the last 12 months , we have listened to our credit union client base and worked closely with many of them to ensure that Sercle is the product they need this year , and for the next 30 years .

“ Kesho ‘ Curtains ’ is the most widely used FinTech platform in the UK , but with mobile technology and connectivity changing the way we live , it has been essential to upgrade our platform and deliver cloud technology to support credit unions everywhere .

“ A working group has been established , so that we can fulfil the needs of clients and so that those with vulnerable members can be confident in the service . Meanwhile , positive customer feedback means that we already have plans for wider expansion into Ireland this year .” �

IT HAS BEEN

ESSENTIAL TO UPGRADE OUR PLATFORM AND DELIVER CLOUD TECHNOLOGY TO SUPPORT CREDIT UNIONS EVERYWHERE .