Intelligent CIO Kuwait Issue 4 | Page 46

FINAL WORD operation and continuing communication, or the volume of mutual transfers between the two sides. approaches to achieve its objectives, improve customer service and add more value to maintain the leadership position of KFH. Abo Alhous added that applying this service comprises a paradigm shift and an unprecedented development at the level of the market in general and at the level of the bank’s array of services in particular. It is worth noting that KFH has succeeded in launching several innovative services. KFH has lately implemented chatbots on the bank’s banking platform be it online or mobile which is available to customers 24/7, this improves service especially to its millennial customers. This service combines both banking business and technological development. It serves in improving and facilitating customers’ cross- border payment methods through trusted global networks, maximising the role of Blockchain instant payment in providing best service as per highest quality standards and in line with security and speed manners. He reiterated that this step emphasised KFH’s flagship position in adopting innovative financial solutions, while offering the most advanced services as per the highest standards of transparency and efficiency. KFH implemented a Robotic Process Automation (RPA) program to streamline internal processes for customer financing transactions increasing efficiency and reducing processing time. Also, KFH launched the XTM that provides customers with a unique self-service banking experience, KFH Xpress for instant cross border money transfers, cardless cash withdrawals using QR codes or the mobile number or simply using an ID card. “ BLOCKCHAIN TECHNOLOGY GIVES KFH THE OPPORTUNITY TO APPLY NOVEL APPROACHES. cards on their mobiles. KFH also unveiled KFH Go, the first-of-its-kind fully-automated self-banking station. This is in addition to the KFH-Wallet, a Mobile Wallet Payment Service which allows customers to store specific banking Managing Director, South Asia and MENA at Ripple, Navin Gupta, said: “Kuwait and KSA are large economies in the GCC and Ripple is excited to get customers of KFH to send instant payments into Al Rajhi Bank in KSA. In 2019, we will work with KFH to deliver quicker, cheaper payments to many more countries.” n NBK launches NBK Direct Remit for immediate cross-border transactions using the RippleNet international network service is a significant achievement as it enables our customers to make money transfers within seconds, easily and at their convenience anytime of the day. the region, and we’re excited that they have begun moving live payments across our Blockchain network on behalf of their customers. The National Bank of Kuwait (NBK) has launched NBK Direct Remit for cross-border live payments. “The launch comes as part of our commitment to responding to the needs of our customers wherever they are around the world, providing them with safe solutions and a global presence in 15 countries. “We will continue to work with NBK to connect them to more RippleNet partners so their customers can make quicker, cheaper payments to anywhere in the world.” He said that Blockchain technology gives KFH the opportunity to apply novel N The system uses RippleNet’s enterprise Blockchain technology solution to provide customers with a frictionless remittance experience and fast cross-border money transfer solutions. The bank, which offers the latest technological solutions in the money transfer sector, aims to continue launching innovative solutions for the growing needs of customers by adopting RippleNet’s network globally. “Focused on Digital Transformation, NBK has previously launched successful and innovative products that serve different segments, including the NBK Tap & Pay, QuickPay, NBK SelfiePay, cardless cash withdrawal and biometric cards, in addition to the continuous enhancements to the NBK Mobile Banking App and other services that make our customers’ banking experience an enjoyable one.” He added that the new service will be available for customers to make live payments to Jordan, and soon to other countries. Dimitrios Kokosioulis, Deputy CEO – Group operations and Technology, said: “This Marcus Treacher, SVP of Customer Success, Ripple, said: “NBK is an important partner in NBK Direct Remit is a fast remittance service available online 24/7 for all customers. 46 INTELLIGENTCIO NBK is the largest financial institution in Kuwait and enjoys a significant market share in the local commercial banking sector. NBK also maintains the highest credit ratings among banks in the region and from the world’s leading credit rating agencies: Moody’s, Standard & Poor’s and Fitch. NBK has a wide presence locally and internationally through its branches, subsidiaries and representative offices internationally in China, Geneva, London, Paris, New York and Singapore, as well as regionally in Lebanon, Jordan, Egypt, Bahrain, Saudi Arabia, Iraq, Turkey and the UAE. n www.intelligentcio.com