Poland
becomes
world’s first to
put banking
records on the
blockchain
T‑Mobile offers Poland
verified Smart City solutions
B
illon, the technology company that
civilised blockchain, and the Polish Credit
Office (Biuro Informacji Kredytowej – BIK),
the largest credit bureau in Central and
Eastern Europe, will implement blockchain
for storage and secure access to sensitive
customer information. Billon’s blockchain
technology will benefit the bureau through
superior security, integrity and immutability
of data. The fully-GDPR compliant solution
guarantees total visibility, trackable history
and full data integrity for any client-facing
document, including banking records, loan
agreements, insurance claims, telephone
bills, and terms and conditions.
BIK, owned by the largest banks in Poland
including Pekao, ING, mBank, Santander and
Citi, tracks nearly 140 million credit histories
of over one million businesses and 24 million
people. “Our cooperation with Billon is long-
term. We believe that blockchain technology
will transform client communications in the
financial sector. Our solution will soon be
expanded to include electronic delivery with
active confirmation and remote signing of
online agreements. It is also important that
the solution meets legal requirements of a
durable medium of information, as well as
the EU GDPR requirements,” said Mariusz
Cholewa, President of BIK.
The partnership saw eight Polish banks
participating in trials, which established that
Billon’s scalable blockchain architecture
could publish over 150 million documents
every month. This would be more than
sufficient for even the largest institutions to
move to paperless customer service.
“Our partnership is the start of a true
revolution in information management.
It is now possible to move away from the
constraints of closed central databases to
a democratic blockchain-based Internet
where every user will be able to control their
identity,” explained Andrzej Horoszczak, CEO
of Billon.
www.intelligentcio.com
I
n 2017, together with the authorities
of Nysa and Pionki, T‑Mobile Polska
conducted pilot implementations
of Smart Cities solutions. T‑Mobile
introduced verified solutions to its offer
for cities. These allow it to raise the
standards of inhabitant and tourist
protection, as well as to manage city
space in an efficient and economical
manner. The offer includes the following:
towns. Replacing the traditional sodium
fittings with LED ones will cut costs
in itself. However, the technology’s
positive impact on optimising energy
consumption is mostly due to the
possibility of being able to remotely
control each street lamp individually,
combined with operation of a failure
notification system.
Intelligent air quality monitoring
Intelligent image analysis system
Until now, city video-monitoring systems
recorded images and sent those to a
management centre where a dispatcher
analysed records from many cameras
at the same time. As a result, the threat
detection rate oscillated around 60%. The
intelligent monitoring system with video-
detection offered by T‑Mobile increases
the efficiency of that tool to 95%.
Intelligent city lighting
T‑Mobile implemented a pilot version
of the system in Nysa, a town in
Opolskie Province, and is now able to
offer the technology to all cities and
In Nysa, the intelligent air quality
monitoring system was also installed,
which was so successful that the solution,
similarly to the previous one, was included
in T‑Mobile’s permanent offer. In Poland,
the pollution rate is very high.
Wi-fi hotspots citywide
Thanks to the possibility of displaying
notifications on the log-in screen, the city
can announce local events, while regional
companies may buy advertisements, thus
supporting the city budget. In addition,
the infrastructure can also be used to
create a modern passenger information
system for buses and trams.
INTELLIGENTCIO
17