Insights Magazine Volume VIII | Page 2

Experience The Difference Hackers choose their targets based on ease of attack and data availability...not by size or industry. No organization is safe. Brown Smith Wallace security and privacy experts look at your organization through the eyes of a hacker. Our security risk assessment identifies potential cyber vulnerabilities. Our insurance experts can review your policies and help you buy the right coverage. Brown Smith Wallace is one of the Midwest region’s most prominent locally owned public accounting firms and a Top 100 Firm, according to Accounting Today and INSIDE Public Accounting. Our clients include family-owned businesses and private companies, many of the St. Louis area’s largest public companies and a variety of industries, including broker-dealers, captive insurance companies, financial institutions, health care, insurance companies, NPOs, public sector entities, real estate, retail and startups. One of our key difference makers is the valuable information we routinely provide to clients and friends of the firm. Our website, bswllc.com, is our general library of key business content and contains an ever-growing database of information on a wide range of business topics. By concentrating our thought leadership on the areas of greatest concern to you, we hope to help you explore and evaluate strategic, operational and financial opportunities for your organization. In this collection of Insights, our experts discuss real-life business issues – from insurance costs and data monitoring to nexus and cybersecurity – which provide guidance on how your organization can address issues and come out stronger and positioned for greater success. Our thought leaders also dive into areas of opportunity for specific industries, including captive insurance companies, not-for-profit organizations and startups. As you read these articles, I hope the insights provided by our experts help bring your organization continued success. Please feel free to contact me or the article authors with your questions or comments. Best regards, CYBERTHREAT PROTECTION THROUGH SECURITY PLANNING Comprehensive Accounting & Tax Consulting | International Corporate Strategies | Audit & Risk Management Services | Management Consulting | Transaction Advisory and Litigation Support Anthony J. Caleca To discuss the benefits of our security risk To make sure you have the right cyber CPA, CGMA assessment, contact Anthony Munns insurance coverage, contact Bill Goddard Managing Partner at 314.983.1297 or [email protected] at 314.983.1253 or [email protected] Visit bswllc.com/cybersecurity-resources to learn more. Watch our firm video to learn more about the history and future of Brown Smith Wallace: bswllc.com/firm-video Connect with us on: St. Louis 314.983.1200 St. Charles 636.255.3000 Glen Carbon, IL 618.654.3100 Toll Free 1.888.279.2792 bswllc.com | [email protected] Brown Smith Wallace is a Missouri Limited Liability Partnership. Contents 2....Business Interruption Insurance 4....Quality of Earnings Review 6....Voluntary Disclosure Agreements 8....Health Care Insurance Costs 10....Medical Identity Theft 12....Data Monitoring 14....Lessons Learned as a CFO 16....Running an Effective Nonprofit Board 18....Form 990 for NPOs 20....Captive Insurance Entities 22....Startup Capital 24....Cybersecurity Infographic