INSIGHT Magazine December 2016 | Page 15

Anniston Office Oxford Office 256.238.1161 256.831.2112 atcu.com Holiday Loans brewed for you *APR=Annual Percentage Rate. Must meet membership and credit requirements. Rate may vary based on each individual borrower’s credit history and other underwriting factors. Offer is not applicable to existing ATCU loans. Term of up to 12 months. Estimated monthly repayment amount of $8.56 per $100.00 borrowed. Borrower(s) may elect to defer the first payment due date up to 60 days from the date the loan is originated; however, interest will continue to accrue from origination until the date of the first payment. Programs, rates, terms, and conditions subject to change without notice. For more information, see an ATCU loan officer. **No purchase necessary. Membership not required for participation. Must be 19 years of age or older to enter. Winner will be drawn at random from all eligible automatic and manual entries, as provided in the Official Rules, received from Saturday, October 15, 2016 through Tuesday, December 20, 2016. Contact the Credit Union at (800)470-0704; write us at ATCU, P.O. Box 1400, Gadsden, Alabama 35902; or visit our website at https://www.atcu.com/loans/personal-loans/personal-loans.html to obtain a complete copy of the Official Rules for this promotion. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Rules. Federally insured by NCUA. INSIGHT December 2016 15