Debt Consolidation, Divorce and Equity Release
Debt Consolidation, Divorce and Equity Release
2026 is already feeling optimistic however I am very aware that
things don’ t always go to plan.
This is a time of year when many people
current cost of living many families and individuals have accumulated debt.
Sadly, this is also a peak time for divorce! Even if things don’ t go according to plan
and I would recommend exploring the
~ Debt Consolidation; While Equity Release needs careful consideration when being used to
pressure and reduce outgoings.
Many plans allow interest to be paid and Equity Release can offer a way of re-structuring debt and servicing it at an affordable level. ~ Divorce; Sadly, divorce from age 65 continue to
Equity Release can be used to enable one party to“ buy out” the other, or it can be used to help both parties with onward purchases. Take Sandra and Bob’ s story;
They are divorcing. They own a property outright and Sandra doesn’ t want to move. Sandra is releasing money to buy Bob out and to cover the legal costs. She will now have a mortgage but she has also secured the“ roof over her head” for life and can remain living where she feels comfortable and safe.
Bob will now have funds to buy a new property. He is also applying for an Equity Release to contribute towards the price of a property he has found and to help cover costs and to furnish the new property.
Both Sandra and Bob will have mortgages on their properties however, had they sold their existing home and split the proceeds, they would not have been able to afford to buy the kind of properties they wanted. Equity Release has provided a way forward for both of them.
regarding your personal circumstances. Sarah is happy to visit your home, chat by telephone or meet via remote video conference to provide a free consultation.
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Call Sarah on 01622 631372 or 07789 007447 or e-mail her at
some of your questions at
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