insideKENT Magazine Issue 148 - August 2024 | Page 128

Clarke Williams Ltd COMMERCIAL INSURANCE BROKERS

NAVIGATING HOME RENOVATION INSURANCE :
PROTECTING YOUR INVESTMENT DURING
RENOVATION AND EXTENSION PROJECTS
CONTACT US TODAY FOR A FREE REVIEW
OF YOUR INSURANCE NEEDS
AT YOUR CONVENIENCE
With house prices ever increasing more home owners are turning to renovations and extensions to provide the home they want rather than looking at having to purchase again . While this can be an incredibly rewarding process there is the problem of having the right insurance in place during the works .
Most home insurers will need to be notified if works are planned at the property and may impose restricted cover , increased excesses or wish to cancel the policy as a result . If you are planning a renovation , conversion or extension our Home Renovation Insurance experts are on hand to assist .
We can cater for the following :
• £ 250,000 Non Negligence as standard
• JCT Contract Insurance
• Commercial and Residential Conversion Insurance
• Grade listed renovations and conversions
• High Value Renovation Works
• Long term projects up to 2 years
• Range of covers available from Fire , Lightning , Explosion , Aircraft through to Full Cover during the works
• Short Term Policies for Unoccupied Properties undergoing works with options for 3 , 6 or 12 month policy periods
Need a quote for your Home Renovation Insurance ?
Renovating or extending your home is a significant investment that requires the right insurance coverage to ensure peace of mind . Whether it ' s a small renovation or a large-scale conversion , we offer comprehensive policies that cover a wide range of risks and provide competitive premiums .
For more information or to get a quote for your Home Renovation Insurance , contact us today .
Our service includes the following :
• A no-obligation review of your insurances
• Availability of instant cover
• Option of face-to-face , telephone or online communication
• Ongoing one-to-one support throughout the year
• We ’ ll be here to help if you need to make a claim
Clarke Williams Ltd can offer multiple solutions for properties underdoing renovation or improvements .
Our entry level policies start from just £ 600 and are aimed at properties that meet the following criteria :
• Rebuild values up to £ 450,000
• Contract Works up to £ 250,000
• Lived in during the works
• Duration of works under 6 months
For projects that meet this , but with works between 6 and 12 months , the premiums start at just £ 900 .
As a Specialist Broker we can also cater for larger projects up to £ 50mil for the existing property and £ 70mil in works value , along with Commercial redevelopment works up to £ 150mil in value .
� 01732 252 898
� info @ clarkewilliams . co . uk Your Business , Our Priority . Trust Clarke Williams .
Independent Insurance Brokers , British Insurance Brokers Association ( BIBA ) Member
� www . clarkewilliams . co . uk
Clarke Williams Ltd are authorised and regulated by the Financial Conduct Authority under reference 758683 . The Financial Conduct Authority ’ s Register can be accessed through http :// www . fca . org . uk / We are registered in England and Wales with Companies House under number 10317065 .
Our registered office address is Unit 1 , Blue Bell Court , Sovereign Way , Tonbridge , TN9 1FU www . insidekent . co . uk • 129