One way to be financially fit is by cutting expenses. This is simpler than you think. Below are some suggestions of areas of your life where expenses can be reduced.
Entertainment
We spend a lot of money on entertaiment. Here are some simple ways to reduce your entertainment expenses:
*Get rid of cable or satellite - Many tv shows can be viewed on network websites or through internet streaming services such as Netflix, Hulu or Amazon.
*Don't forget about the library - It is filled with books, music, movies and TV shows that you can borrow for free!
Communication
You have a landline, the internet and a cell phone. Do you really need all three? Communication can be pricey, but only if you let it.
*Limit devices - Pick one or two sources of communication rather than having all three. This can cut your expenses drastically.
*Call your providers to see if they have better deals to offer - Negotiating with them is often easier if you know the specific offers being made to new customers. These providers are usually willing to trim your bill if it means keeping you as a customer.
Food
Food is a necessity, but do you need that morning $5 latte? Reducing unnecessary food expenses, along with the tips below, can help you save money.
*Coupon - You have seen the shows. Couponing is very popular right now and for reason: it saves money. There are dozens of websites dedicated to how to maximize your coupon savings.
*Eat at home - Eating out should be a treat rather than the norm. Use sites like Recipe Key, Recipe Matcher and Supercook for recipes based on what you already have in your pantry.
*Learn the art of meal planning - Make weekly meal plans and corresponding grocery lists to keep you from buying unnecessary food items.
Energy
Consider requesting a free energy assessment.
*Visit Energizing Indiana to sign up for a free energy technician to analyze your energy use and recommend ways to increase efficiency.