RETIREMENT
1. WHAT MEDICAL FACILITIES ARE AVAILABLE IN THE RETIREMENT HOME?
“ Understanding the medical support available is crucial,” says Bailey. Ask whether there’ s an in-house clinic, visiting doctors or 24-hour emergency support to ensure peace of mind.
Van der Merwe agrees:“ It’ s not just about having a nurse on call. Consider whether there are step-up care options or specialised units such as dementia or physiotherapy facilities. You want a home that can adapt as your needs evolve.”
2. WHAT SOCIAL ACTIVITIES ARE AVAILABLE TO RESIDENTS?
Life is about connection as much as it is about comfort.“ Ask about clubs, fitness classes, social events and hobbies – engagement keeps residents happy and connected,” Bailey advises.
Van der Merwe adds,“ A vibrant social calendar is a sign of a well-run home. Residents who can pursue their personal interests, from golf to book clubs, settle in better and maintain their independence longer.”
3. WHAT ARE THE COSTS OF THE MEDICAL FACILITIES?
Medical services can be a significant part of living costs, so clarity is key.“ Find out what’ s included in the fees and if any treatments or visits come at an extra cost – no hidden surprises,” Bailey explains.
“ If it’ s an all-inclusive assisted living package, check the details: meals, laundry, medications, physiotherapy, even recreational activities. Knowing exactly what’ s included helps you budget and avoids unexpected expenses”, Van der Merwe says.
4. WHAT IS THE ENTRY AGE OF THE RETIREMENT HOME?
“ Some retirees move in too early while still very active and feel out of place,” Bailey says. Investigate age limits to make sure the environment suits your lifestyle.
Van der Merwe adds,“ Ask about flexibility for couples of different ages. A home that accommodates younger spouses or partners ensures everyone feels comfortable.”
5. IS A LIVE-IN CARER ALLOWED TO STAY OVER IF THERE IS SPACE?
“ If you need or want a live-in carer, check the rules – some homes allow it, which can improve daily life,” Bailey notes.
Van der Merwe advises,“ Clarify policies for visiting carers or overnight family stays too. These small details can impact daily comfort and peace of mind.”
What are the common mistakes retirees make?
So, what are the most common mistakes buyers make? Timing and lifestyle fit top the list.
Bailey explains,“ Moving in too early when you’ re still active can leave you feeling restless. Another mistake is choosing a free-standing property instead of an assisted-living option, which becomes difficult if daily tasks start to feel overwhelming.”
Another common oversight is neglecting to ask about lifestyle restrictions, especially those involving pets.“ Always check the pet policy. Pets can bring joy, but not everyone enjoys the noise or activity. Understanding the rules upfront prevents future conflict”, Van der Merwe says.
Timing your property purchase
“ Buying early and renting out the property can offer peace of mind that your space will be ready when you are,” says Bailey.
Van der Merwe agrees:“ Your decision depends on your financial situation, but having a retirement plan in place well ahead of time reduces stress when health or lifestyle changes occur.” IB
December 2025 / INBOUND SA 47