IN West Jefferson Hills Summer 2019 | Page 30

109 Providence Drive - $409,900 175 Crestview - $274,900 Michele Fitterer 412-877-2276 Ashley Fitterer 412-956-9876 Patricia Shaffer 412-915-8710 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Irene Richmond Opening Doors for You! www.facebook.com/myagentirene Your Black & Gold Realtor Innovative Resourceful Energetic Nurturing Encouraging 412-996-1439 375 Valleybrook Road, #102, McMurray, PA 15317 724-941-1427 28 724.942.0940 TO ADVERTISE ❘ icmags.com Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage