IN West Jefferson Hills Fall 2019 | Page 31

EDUCATION SPECIAL SECTION: 9. Engineering This category encompasses a myriad of focus areas ranging from chemical and biomedical, to civil, industrial, and aerospace—just to name a few. Engineering majors are in high demand and related jobs rank among the highest paying in the U.S. Applying science to real-life problems makes this an appealing career area. 10. Biology Studying biology means studying the world around us. From plants to animals to humans, and the environments in which they live, biology majors can find themselves in the genetics or biotechnology industry, going on to medical school, or becoming an environmentalist, to name a few. START SAVING FOR COLLEGE WHEN YOUR KIDS ARE BORN 5. Economics If the quote “There’s no such thing as a free lunch” resonates, a major in economics might be a good option. It is heavily focused on a combination of critical thinking and math and lays the groundwork for graduate studies in law, public policy, or international studies. Positions include actuary, lawyer, financial analyst and international business consultant. 6. Construction Management Buildings are constantly being constructed everywhere you look. A construction management professional ensures that projects are completed on time and on budget, and jobs can vary from commercial to residential buildings. A major in this field requires studying engineering and architecture, followed by hands-on construction experience. 7. Psychology A psychology major can expect to focus on human behavior, learning, emotion, mental disorders and personality. This degree can help graduates land jobs as therapists, counselors, or even teachers or lawyers, with continued education. 8. Nursing Nurses are in high demand since it takes a special person to do what nurses do. Nursing majors typically take science and liberal arts courses, then are required to work directly at a hospital for clinical rotations. They can choose a focus area in pediatrics, geriatrics, oncology, and others. There is no time better to start saving for college than when your child is born, or even earlier! There are many options available for parents who want to get a jump-start on saving for college, and some plans even allow for savings to be used at the child’s discretion (for education or something else) when they reach a certain age. Parents wishing to save specifically for education purposes can open a 529 college savings plan. The name comes from Section 529 of the IRS tax code, which encourages saving for future educational purposes through a tax-advantaged plan. In Pennsylvania, there are two options available: the PA 529 Guaranteed Savings Plan (GSP) or the PA 529 Investment Plan (IP). Each plan requires a certain amount of money down (as little as $15) and both plans can be used at most post- secondary schools, including colleges, universities, technical and professional schools, or even elementary or secondary public, private, or religious schools. Another benefit is that neither of these plans is limited to in-state tuition. The biggest difference between the two plans is the way your money is invested and how it’s managed. The GSP allows you to choose the type of school or tuition level to save toward, then the PA Treasury manages your investments from there. The benefit Continued on next page > WEST JEFFERSON HILLS ❘ FALL 2019 29