Kelly is a hometown
girl who loves what
she does for a living.
Kelly is a hometown
Kelly combines her
girl who loves what
16 for
years
of
she does
a living.
experience
with
Kelly
combines
her her
16 years market
of
Shaler
experience
with
her her
expertise to make
Shaler market
client’s real estate
expertise to make her
transactions
smooth
client’s real estate
and stress
free.
transactions
smooth
and stress free.
Kelly
Kelly
Kuzemchak
Kuzemchak
412-367-3200
412-367-3200
412.303.1708
(cell) (cell)
412.303.1708
[email protected][email protected]
A member of the franchise system of BHH Affiliates, LLC
A member of the franchise system of BHH Affiliates, LLC
1. BUYING:
Is buying always the better option over renting?
This is a debate often discussed within the real estate
market and the answer depends on a variety of variables
including location, financials and length of time in the
home. In general, it is advised to purchase a home if you
plan to spend more than two years there. Not sure how long
you’ll be in your home? Find the break-even point between
renting and buying to help guide your decision.
2. BUYING:
Be sure you can afford more than just
the mortgage.
Getting preapproved for a mortgage gives the buyer a
sense of how much house he or she can afford, but don’t
presume this figure to be your only monthly payment. Keep
in mind costs that may not be as evident, such as utility bills,
taxes, homeowners association dues, mortgage insurance
and money needed to furnish your home. On top of that,
consider closing costs (about 3-5 percent of the cost of
your home) and the potential of paying private mortgage
14
724.942.0940 TO ADVERTISE
❘
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