IN Pine-Richland Summer 2019 | Page 32

SPECIAL SECTION: Real Estate “A Realtor ® Who is With You Every Step of the Way” As a full time Realtor © & Licensed Agent, I believe my clients choose me because of my easy going approach, my persistence and success in getting them what they want, my resourcefulness, and my ability to build rapport and relationships quickly. With over 25 years in Consumer Product sales I have the background required to navigate a complex process and make it as stress- free as possible and fun! • Consistent Annual Multi-Million Dollar Producer • Leading Edge Society - Top 8% of BHHS Agents Nationally Berskhire Hathaway HomeServices The Preferred Realty Deb Walton SRES ® © Deb Walton, SRES © Realtor Cranberry Township Regional Office 724-776-3686 724-480-6690 [email protected] Find Your Dream Home Here: www.debwaltonrealtor.com REACHING YOUR TARGETED CUSTOMERS HAS NEVER BEEN EASIER. 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage insurance (PMI) if you are unable to put 20 percent down on your home. 3. BUYING: Getting an inspection can save you money in the long run. The facts speak for themselves. Direct Mail remains the single most cost effective method of advertising for reaching customers within your community. Contact us at 724.942.0940 Inspection fees can range from $300-$500, allowing some to think they can save money by avoiding an inspection. In almost all instances, this is false. Many issues in a home may go unseen by the untrained eye. If an inspector reveals defects not disclosed by the seller, you are able to negotiate a new offer or rescind altogether. Without an inspection, these potentially costly issues would ultimately fall on the buyer’s shoulders. 4. BUYING: Protect yourself! It’s easy to get wrapped up in signing papers and lose sight of what you are agreeing to when buying a home. Fortunately, contingency clauses can protect you from losing Continued on page 33 > 30 724.942.0940 TO ADVERTISE ❘ icmags.com