INDUSTRY INSIGHT
ELDER CARE
SPONSORED CONTENT
PRESERVING YOUR PAST PROTECTING YOUR FUTURE
As an Elder Law attorney for more than 20 years , I have witnessed countless stories of families losing their homes and life savings due to long-term care costs . In most cases , these families were completely unprepared for a future health crisis and planning had not even been contemplated . With the average monthly cost of nursing home care in Pennsylvania exceeding $ 13,000 per month , one can easily understand how paying for long-term care can be financially devastating . However , dire consequences do not have to happen . Most problems arise because individuals lack the awareness and knowledge to seek out and receive help .
After years of meeting with individuals who were adversely affected by misinformation , I felt compelled to write “ Preserving Your Past ~ Protecting Your Future : Why Planning with an Elder Law Attorney is Essential to Protecting Assets from Long-Term Care Costs .” My goal was to help educate those who serve in trusted financial advisory roles or similar relationships with seniors , as well as their families , on the ever-expanding and important area of Elder Law . When describing the role of an Elder Law attorney , I often refer to it as an estate planning attorney
UPCOMING EVENT
Planning Priorities :
OPTIMIZING YOUR ESTATE TO ACHIEVE YOUR GOALS - RETIREMENT , HIGHER EDUCATION , REAL ESTATE , AND BEYOND
TO REGISTER :
SCAN OR GO TO WWW . PITTSBURGHELDERLAW . COM
PRESENTED BY :
MELISSA PIROSKO Wealth Manager | MBA
THURSDAY , FEBRUARY 16TH
5 PM - 7 PM
BADOS CUCINA 3825 WASHINGTON RD , CANONSBURG , PA 15317
MELISSA SPERGEL Real Estate Agent
CHRISTINE BROWN MURPHY , ESQUIRE
Partner / Attorney on steroids . In other words , as Elder Law attorneys , we have the added vision , knowledge , and experience to address unforeseen risks to a person ’ s estate associated with aging . This skill set also enables us to engage in comprehensive planning to minimize taxes , while at the same time providing for minor children , grandchildren , disabled heirs , blended families , drug addiction , etc . Finally , one of the most valuable assets we bring to the table is our intimate understanding of the specific rules and available benefits when you or a loved one is faced with a disability , long-term care need , and / or asset exposure . This knowledge is extremely important and allows us to take your planning to the next level , which can be the difference between preserving your nest egg or losing everything you ’ ve worked a lifetime to accumulate .
“ Preserving Your Past ~ Protecting Your Future ” will provide you with answers to the following FAQs :
• “ What should I be looking out for to identify if there is a need for long-term care planning ?”
• “ What is the five-year lookback , and do I need to be concerned ?”
• “ At what age should I start planning for long-term care ?”
• “ What assets should I spend down first to pay for longterm care ?”
• “ What is Medicare / Medicaid and the Veterans Administration ’ s role in paying for nursing home care and in-home care ?”
It is truly a rewarding experience to give our clients peace of mind by helping them devise an effective asset and income protection plan . This is especially true when individuals are suddenly faced with navigating the unexpected maze of longterm care within the worlds of Medicaid , Medicare and Veterans Benefits . I am hopeful that after reading this book , you will realize that there are many available options and solutions for your clients and loved ones .
In order to better illustrate how an experienced Elder Law attorney can work together with your trusted advisors to achieve your long-term care and retirement planning needs , we are hosting a joint seminar on Thursday , February 16 ( see the information flyier adjacent to this article ). Registration is required and you can sign up by scanning the QR code or by visiting our website ’ s Events page at PittsburghElderLaw . com . Each attendee at the event will receive one complimentary copy of “ Preserving Your Past ~ Protecting Your Future ” or you can request a copy by visiting pittsburghelderlaw . com .
Christine Brown Murphy is a partner of Zacharia Brown PC , which is an Elder Law and Estate Planning firm . The firm focuses its practice on Medicaid eligibility , veterans benefits planning , estate administration , and estate planning including wills , powers of attorney , living wills , and trusts . Pittsburgharea office locations include McMurray , McKeesport and Wexford . Contact information – Phone : 724.942.6200 Website : pittsburghelderlaw . com E-mail : christine @ pittsburghelderlaw . com
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