INDUSTRY INSIGHT
CREDIT UNION
SPONSORED CONTENT
Your Financial Wellness Roadmap : How the Credit Union Can Help Navigate Your Journey to Financial Wellness
Have you ever taken a cross-country road trip ? The distance seems a long way to travel at first , but driving one mile at a time , you reach your destination before you know it .
With that in mind , perhaps it would help to think of your journey to financial wellness as a road trip . It ’ s not a journey you have to take alone . At Century Heritage , you have valuable resources available to help you map out a plan for the open road !
Financial wellness may seem like an overwhelming concept , but it can easily be broken down into a few key points :
• Effectively managing your day-to-day financial life
• Being prepared to handle a financial emergency
• Getting ( and staying ) out of debt
• Having a plan for the future
Everyone ’ s journey is different , but Century Heritage can help navigate a path that is specific to you and your goals . If you ’ re ready to get started on building and keeping a healthy financial life - stop by and we ’ ll get you to where you need to go .
* You are eligible for membership in Century Heritage if you live , work , worship , volunteer or attend school in the counties of Allegheny , Armstrong , Beaver , Butler , Fayette , Washington , or Westmoreland . We are Federally Insured by NCUA , and an Equal Opportunity Lender .
Why take a financial wellness journey ?
Having a solid financial plan can lessen your worries about money , putting you in the driver ’ s seat of your financial life .
Ready to get started ? Buckle up and follow this simple roadmap and you ’ ll be on your way ! 1 . Start Where You Are : Taking the first step is always the hardest part but living an unfit financial life is harder in the end . Request a complimentary credit review at , chfcu . org / credit-review /. Once completed , we can assess your current financial situation and help you create a budget that works for you , here and now , while preparing you for the future . 2 . Education is the Key : Education is the key that helps you make informed financial decisions . Utilize the credit union ’ s free financial literacy program , BALANCE . Check out our website at chfcu . org / balance / for seminars and other free financial education resources or schedule a one-on-one coaching session with one of our experienced financial representatives .
Give your children a head start on their financial journey by teaching them financial basics from a young age and instilling a lifetime habit of saving . Open a savings account for your kids [ and ask about our accounts designed for children and teens . 3 . Choose a Destination : Having a clear goal can help you look forward to the future and remind you why you ’ re on this journey . To choose your financial destination , first figure out what matters most to you . Maybe you want to indulge in your daily coffee guilt-free or save for a dream vacation or retirement fund . Here , it may help to write it down or create a visual collage . 4 . Prepare for Twists and Turns : Saving for life ’ s unexpected twists and turns is vital to financial wellness . Take advantage of Century Heritage ’ s wide array of resources to help you and your family save for the unexpected .
Our Focus Is Our Community : Unlike many other financial service providers in our area , Century Heritage is focused solely on the Greater Pittsburgh Region .
We ' re different in the best ways !
We Save Our Members Money We Are Committed to Each & Every Member
We Offer Amazing Rates on Premium Financial Services
We Have Local Community Ties
We Offer Financial Education from Youth Savings to Retirement Planning
Federally Insured By NCUA Equal Opportunity Lender
PETERS TOWNSHIP 115 E MCMURRAY ROAD , SUITE B MCMURRAY , PA 15317 724.299.3730
BETHEL PARK 6011 BAPTIST ROAD , SUITE 200 PITTSBURGH , PA 15236-3361 412.595.7374
chfcu . org
WEST MIFFLIN 700 REGIS AVENUE PITTSBURGH , PA 15236 412.466.2600
PETERS TOWNSHIP ❘ DECEMBER 2021 / JANUARY 2022 51