IN Peters Township April/May 2019 | Page 54

Looking to Buy or Sell in 2019? Give us a Call Real Estate... Real Simple Darren Cottrill Broker 30 Years Experience Knowledgeable agents who know the area Personalized Service 400 Southpointe Blvd. Suite 410 Canonsburg, PA 15317 724-7 45-5969 www.ADR-USA.com 99 Alexander Drive Peters Township $620,000 The Karen Marshall Group Karen Marshall | Jeanne McDade J Shockley | Kathy Cooper | Ray Lucas The market for Real Estate has never been brighter! Over $935M in Career Sales and a team that has over 100 years of experience, The Karen Marshall Group proves their expertise. 724-969-4900 [email protected] TheKarenMarshallGroup.com 52 724.942.0940 TO ADVERTISE ❘ icmags.com 1. BUYING: Is buying always the better option over renting? This is a debate often discussed within the real estate market and the answer depends on a variety of variables including location, financials and length of time in the home. In general, it is advised to purchase a home if you plan to spend more than two years there. Not sure how long you’ll be in your home? Find the break-even point between renting and buying to help guide your decision. 2. BUYING: Be sure you can afford more than just the mortgage. Getting preapproved for a mortgage gives the buyer a sense of how much house he or she can afford, but don’t presume this figure to be your only monthly payment. Keep in mind costs that may not be as evident, such as utility bills, taxes, homeowners association dues, mortgage insurance and money needed to furnish your home. On top of that, consider closing costs (about 3-5 percent of the cost of your home) and the potential of paying private mortgage